Laura Jewett

Laura Jewett

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$450,000

($187,697 down)
FHA

4865 Gibraltar Street, Denver, CO 80249

2
3
1,524 sqft
PITI Monthly
$2,129.87 /mo

Listing courtesy of: Lake Bishop, Foxtrot Realty

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,483 /mo
$2,096 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
CUL-DE-SAC
PUBLIC TRANSPORTATION
COZY

Discover this 2-bedroom, 2.5-bathroom home with a versatile loft, nestled in a quiet cul-de-sac in the heart of Green Valley Ranch. This home offers the perfect blend of comfort and convenience, featuring new kitchen appliances, ample cabinet space, and high ceilings that enhance its spacious feel. The bright and airy living area boasts a cozy fireplace with built-ins, while large windows invite in an abundance of natural light. The smart home features, including Google Nest and smart locks, add an extra layer of security and convenience. Step outside to a fully fenced backyard, perfect for relaxation or entertaining. A two-car garage plus additional street parking ensures plenty of space for you and your guests. Conveniently located near public transportation, shopping, dining, parks, trails, and the world-class Green Valley Ranch Golf Course, this home also offers easy access to DIA, E-470, and downtown Denver. Don’t miss this opportunity to own a home in one of Denver’s most sought-after neighborhoods! Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.01
Remaining Loan Term
22 years, 3 months
Monthly PITI
$2,129.87/mo
Estimated Loan Balance
$365,306
Cash to close
$187,697
Interest Paid
$89,348

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder: Oakwood Homes, LLC

Community & HOA

Community
  • Subdivision: Green Valley Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: GVR North - Ebert Metro District
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $295.28
  • Tax Annual Amount: $3324
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $187,697 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $187,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$262,303
Your Cash$187,697
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,483/mo
Traditional @ 7.5%
$2,174/mo
You save $691/month ($8,288/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7938135

Listing From: recolorado

Last updated: 2025-03-29T22:05:27.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,483 /mo
$2,096 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,697 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $187,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$262,303
Your Cash$187,697
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,483/mo
Traditional @ 7.5%
$2,174/mo
You save $691/month ($8,288/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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