Laura Jewett

Laura Jewett

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$1,399,000

($504,775 down)
FHA

4865 39Th St, San Diego, CA 92116

3
3
1,680 sqft
PITI Monthly
$7,761.91 /mo

Listing courtesy of: Cheree Bray, Redfin Corporation

Assumed Rate

6.16%
7.15%

Principal & Interest

$5,585 /mo
$6,185 /mo

What's Special

DINING
MODERN
STAINLESS STEEL APPLIANCES
PATIO
PRIVATE BACKYARD
CHARMING

Nestled in the heart of Normal Heights, this captivating home seamlessly blends modern elegance with timeless Craftsman charm. Built in 2020 and only lived in for a few years, this newer construction offers contemporary convenience while honoring its classic roots. The open living and dining areas create an inviting space, flowing effortlessly into a beautifully designed kitchen featuring stainless steel appliances, stunning countertops, and an eat-at center island illuminated by stylish pendant lighting. Built-ins, crown molding, high ceilings, and recessed lighting add to the home’s character and sophistication. A fully-equipped laundry room with a rinse sink, ample cabinetry, and counter space enhances everyday convenience. The living room opens to a charming patio, perfect for relaxing or entertaining. The well thought out built-out garage adds an additional ~300sf of living space. Step outside to enjoy twinkling evening lights in the private backyard, complete with breathtaking canyon views. Additional storage space ensures functionality meets style. Just steps from Antique Row, cafés, and local markets, this exceptional home offers the perfect blend of modern comfort, scenic beauty, and vibrant neighborhood charm!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.16
Remaining Loan Term
28 years, 1 months
Monthly PITI
$7,761.91/mo
Estimated Loan Balance
$897,179
Cash to close
$504,775
Interest Paid
$106,929

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric, EnergyStarQualifiedEquipment, HighEfficiency, WholeHouseFan, WallWindowUnits
  • Heating: EnergyStarQualifiedEquipment, ForcedAir, HumidityControl, HighEfficiency, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Privacy, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Normal Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $832.74
  • Tax Annual Amount: $17487.5
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $504,775 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $504,775!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$894,225
Your Cash$504,775
Total Purchase Price:$1,399,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$5,585/mo
Traditional @ 7.5%
$6,416/mo
You save $831/month ($9,968/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021485SD

Listing From:

Last updated: 2025-04-01T18:59:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$5,585 /mo
$6,185 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $504,775 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $504,775!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$894,225
Your Cash$504,775
Total Purchase Price:$1,399,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$5,585/mo
Traditional @ 7.5%
$6,416/mo
You save $831/month ($9,968/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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