Laura Jewett

Laura Jewett

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Closed

$839,500

($464,716 down)
FHA

485 Prosperity Drive, San Marcos, CA 92069

3
3
1,851 sqft
PITI Monthly
$2,719.43 /mo

Listing courtesy of: Anthony Salek, On Line Realty

Assumed Rate

4.28%
7.15%

Principal & Interest

$2,189 /mo
$2,994 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
MASTER SUITE
BALCONY
COMMUNITY POOL
PLAYGROUND

Move-In Ready, Private 2-Story End Unit for Sale! Located less than 5 miles from Cal State University San Marcos and under 20 miles from the beautiful Carlsbad beach, this beautifully maintained home offers 3 bedrooms plus a downstairs office/bedroom, 3 bathrooms (including a full bath on the ground floor), and gleaming hardwood floors. The highly upgraded kitchen features modern white cabinets and stainless steel appliances, while the spacious master suite boasts a private balcony for peaceful relaxation. Essential appliances, including a refrigerator, washer, and dryer, are included. Additional highlights include a 2-car garage and access to a community pool, BBQ area, and playground, making this home perfect for both comfort and convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.28
Remaining Loan Term
21 years, 11 months
Monthly PITI
$2,719.43/mo
Estimated Loan Balance
$378,162
Cash to close
$464,716
Interest Paid
$142,049

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Craftsman
Materials
  • Drywall, Stucco
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mission Grove
  • HOA Amenities: Unknown
  • HOA Fee: $286
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $453.54
  • Tax Annual Amount: $10493.8
  • On Market Date: 2025-01-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $464,716 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $464,716!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.28% Sellers Rate
$374,784
Your Cash:$464,716
Total Purchase Price:$839,500

Assumed vs Traditional Mortgage

Assumed @ 4.28%
$2,189/mo
Traditional @ 7.5%
$3,106/mo
You save $917/month ($11,007/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25000799

Listing From:

Last updated: 2025-02-28T01:43:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.28%
7.15%

Principal & Interest

$2,189 /mo
$2,994 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $464,716 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $464,716!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.28% Sellers Rate
$374,784
Your Cash:$464,716
Total Purchase Price:$839,500

Assumed vs Traditional Mortgage

Assumed @ 4.28%
$2,189/mo
Traditional @ 7.5%
$3,106/mo
You save $917/month ($11,007/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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