Laura Jewett

Laura Jewett

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Closed

$275,000

($141,123 down)
VA

485 N CACTUS Road, Apache Junction, AZ 85119

3
2
1,249 sqft
PITI Monthly
$915.7 /mo

Listing courtesy of: Amy Laidlaw, HomeSmart

Assumed Rate

4.14%
7.15%

Principal & Interest

$728 /mo
$1,013 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
CHARMING

Own a charming 3-bedroom home located near parks and with easy access to freeways! Inside, you'll find a spacious living room with vaulted ceilings, a neutral palette, and wood-look flooring throughout. The eat-in kitchen showcases NEW white cabinets, countertops, sink, faucet and flooring. Ample counter space, making meal prep a breeze. The main bedroom hosts a walk-in closet & a private bathroom for added comfort. NEW water heater 2023. NEW washer & dryer 2021. Interior paint and NEW blinds 2025. Enjoy a large backyard with plenty of room to create your ideal outdoor space, along with a convenient storage area. 10'x12' Tuff Shed with loft. This home combines comfort, style, and practicality. Don't miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$915.7/mo
Estimated Loan Balance
$135,195
Cash to close
$141,123
Interest Paid
$34,323

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Vinyl, Tile

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder: Cavco

Community & HOA

Community
  • Subdivision: Metes and Bounds .25 acre
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Apache Junction

Financial Details

  • Price per Sqft: $220.18
  • Tax Annual Amount: $449
  • On Market Date: 2025-02-17T16:50:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,123 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $141,123!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$133,877
Your Cash:$141,123
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$728/mo
Traditional @ 7.5%
$1,051/mo
You save $323/month ($3,871/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6821883

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-15T08:07:02.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$728 /mo
$1,013 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,123 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $141,123!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$133,877
Your Cash:$141,123
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$728/mo
Traditional @ 7.5%
$1,051/mo
You save $323/month ($3,871/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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