Laura Jewett

Laura Jewett

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Closed

$465,000

($208,019 down)
VA

4839 N Spring Drive, Prescott Valley, AZ 86314

3
2
1,801 sqft
PITI Monthly
$1,389.34 /mo

Listing courtesy of: Aeryn Rae Merlyn, Realty ONE Group Mt Desert

Assumed Rate

2.31%
7.15%

Principal & Interest

$1,086 /mo
$1,904 /mo

What's Special

Welcome home! To this fantastic 1800 square foot, 3-bedroom, 2 bathroom, 2-car garage, fenced property with a 1year old roof! Single level in a well-established neighborhood in Prescott Valley's unit #19. The furniture and projection system in the family room are negotiable. As well as a home warranty. Come see to appreciate. Seller is offering concessions to help the buyer buy down their rate!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.31
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,389.34/mo
Estimated Loan Balance
$260,506
Cash to close
$208,019
Interest Paid
$25,812

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas
Features
  • Materials: Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Ranch
Materials
  • Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prescott Valley Unit #19
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $258.19
  • Tax Annual Amount: $1637
  • On Market Date: 2024-08-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $208,019 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $208,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.31% Sellers Rate
$256,981
Your Cash$208,019
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 2.31%
$1,086/mo
Traditional @ 7.5%
$1,975/mo
You save $889/month ($10,665/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1067221

Listing From: paar

Last updated: 2024-10-10T21:35:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.31%
7.15%

Principal & Interest

$1,086 /mo
$1,904 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $208,019 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $208,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.31% Sellers Rate
$256,981
Your Cash$208,019
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 2.31%
$1,086/mo
Traditional @ 7.5%
$1,975/mo
You save $889/month ($10,665/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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