Laura Jewett

Laura Jewett

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Pending

$844,500

($366,044 down)
VA

4815 Tacayme Drive, Oceanside, CA 92057

4
2
1,869 sqft
PITI Monthly
$3,255.22 /mo

Listing courtesy of: Paulette Pfeifer, socalhomeshop Inc.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,153 /mo
$3,553 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
DECK
PATIO
PRIVATE BACKYARD
NO HOA

Beautiful home centrally located near everything Oceanside has to offer! One of the largest single-story homes in the wonderful Mission Valley Estates Neighborhood. No HOA! This 4 bedroom, 2 bath, 1869 square foot home offers the perfect blend of comfort, style, and affordability. As you enter, you are welcomed by a bright kitchen with stunning Butcher counter tops, white cabinetry, and a newer matte black stainless steel sink. This spacious home has many windows and dome skylights for natural light and ceiling fans in every room. There is a harmonious flow from the kitchen into the formal dining area, right into the oversized living room, perfect for family gatherings. New electronic garage door, storage shed and hard flooring throughout. Entertain family and friends in the HUGE, private backyard with a large, covered, repainted patio deck. The smaller room/office has a fantastic Murphy bed. Two of the large back bedrooms have sliding doors. Your new home is ideally located near the San Luis Rey bike trail that goes right to the beach, Golf Courses, Libby Lake Park, Camp Pendleton, Hwy 76, shopping centers, theatre & more! Fully paid off Solar! Don't miss the opportunity to own this amazing home in a fantastic location. Assumable VA loan opportunity, with very low interest rate! Contact me today for more details and to schedule a viewing!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$3,255.22/mo
Estimated Loan Balance
$481,587
Cash to close
$366,044
Interest Paid
$57,960

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Lake, Suburban, Park
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $451.85
  • Tax Annual Amount: $10556.2
  • On Market Date: 2025-01-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $366,044 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $366,044!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$478,456
Your Cash$366,044
Total Purchase Price:$844,500

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,153/mo
Traditional @ 7.5%
$3,685/mo
You save $1,532/month ($18,388/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500569

Listing From:

Last updated: 2025-03-14T21:04:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,153 /mo
$3,553 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $366,044 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $366,044!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$478,456
Your Cash$366,044
Total Purchase Price:$844,500

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,153/mo
Traditional @ 7.5%
$3,685/mo
You save $1,532/month ($18,388/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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