Laura Jewett

Laura Jewett

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Closed

$849,900

($495,661 down)
VA

4808 Ventana Way, Oceanside, CA 92057

3
3
1,725 sqft
PITI Monthly
$2,213.21 /mo

Listing courtesy of: Lawrence Bammer, Real Broker

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,997 /mo
$2,894 /mo

What's Special

DINING
FIREPLACE
PATIO
PLAYGROUND
COZY

Constructed in 2002, this 1725 square foot single family home sits on the interior of the Belamar community. Belamar means "lovely sea" and this home is just 15 minutes to the beach! Currently used as a 3 bedroom with an upstairs loft this home can be upgraded to provide 4 upstairs bedrooms and 2 full baths. The downstairs offers a half-bath powder room, a formal living room as you enter and an open floor plan concept that spans the rear of the home. From the kitchen you can entertain guests, family and more with the dining area and family room. Cozy up to the fireplace in the family room during the winter. The home provides a two car, direct access garage, storage and two car driveway. From the dining area and kitchen, access your rear yard, covered patio for a perfect place to BBQ. Within Belamar there is a sport court and playground and just around the corner is Plaza del Oro with restaurants, dry cleaners, gas station, CVS and 24-hour fitness. If you are looking for a home in the coastal city of Oceanside you won't want to miss this one.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.8
Remaining Loan Term
21 years, 2 months
Monthly PITI
$2,213.21/mo
Estimated Loan Balance
$355,980
Cash to close
$495,661
Interest Paid
$131,209

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Clay
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: StormDrains, StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Belamar
  • HOA Amenities: Unknown
  • HOA Fee: $157
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $492.7
  • Tax Annual Amount: $
  • On Market Date: 2024-08-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $495,661 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $495,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$354,239
Your Cash:$495,661
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,997/mo
Traditional @ 7.5%
$3,002/mo
You save $1,005/month ($12,064/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24159551

Listing From:

Last updated: 2024-12-10T17:27:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,997 /mo
$2,894 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $495,661 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $495,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$354,239
Your Cash:$495,661
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,997/mo
Traditional @ 7.5%
$3,002/mo
You save $1,005/month ($12,064/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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