Laura Jewett

Laura Jewett

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Closed

$660,000

($318,368 down)
FHA

4808 Point Mesa Street, Castle Rock, CO 80108

4
3
2,413 sqft
PITI Monthly
$2,774.98 /mo

Listing courtesy of: Staci Burns, KENTWOOD REAL ESTATE DTC, LLC

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,971 /mo
$2,611 /mo

What's Special

LARGE CENTER ISLAND
DINING
MODERN
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
TENNIS COURTS
MOUNTAIN VIEWS
CHARMING

Don’t miss 4808 Point Mesa Street. A 4-bedroom, 3-bathroom home in the highly sought-after Terrain community of Castle Rock. This home is perfectly positioned with no neighbor directly connected on the southwest side, allowing for added privacy and tranquility. The office is perfectly located to the right of the entryway, making it a quiet ideal workspace for remote professionals or just a quiet study area. The living room fireplace features custom stonework, and is complemented by a natural wood mantel. Upgraded tall doors, and lighting fixtures throughout which elevates the homes modern aesthetic. The gourmet kitchen features ample kitchen storage, sleek cabinetry, and herringbone-patterned tile backsplash. A large center island provides additional prep space and seating, perfect for casual dining or entertaining guests. The primary bedroom and ensuite bathroom features dual sinks, a walk-in shower, and a generous walk-in closet. The additional bedrooms each offer unique custom touches. The second bedroom features charming wainscoting on the walls. The third bedroom is designed with built-in storage/counter space, and mountain views. Gorgeous wallpaper throughout the home which adds a designer touch. You enter into a mudroom from the attached garage, with built-in bench and cubbies, and an extra coat closet. The unfinished basement offers an additional 1,180 sq. ft., ready for your personal touch. Maybe a home theater, gym, additional bedrooms, or a recreation area, this space provides endless possibilities for customization. Outside the extended patio with pergola creates a frame for a shaded retreat for outdoor dining and relaxation. Beautiful professional landscaping. Trampoline included. 220V in garage and back patio, Garage has EV outlets. Additionally, Terrain residents enjoy fantastic community amenities, including, club house, 2 pools, 3 parks, tennis courts and scenic walking/biking trails. Located within bus route to Sage Canyon Elementary,

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 6 months
Monthly PITI
$2,774.98/mo
Estimated Loan Balance
$395,723
Cash to close
$318,368
Interest Paid
$108,013

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Terrain
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Castle Oaks Estates Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $273.52
  • Tax Annual Amount: $4366
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $318,368 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $318,368!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$341,632
Your Cash$318,368
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,971/mo
Traditional @ 7.5%
$2,709/mo
You save $738/month ($8,859/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4209008

Listing From: recolorado

Last updated: 2025-03-27T23:00:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,971 /mo
$2,611 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $318,368 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $318,368!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$341,632
Your Cash$318,368
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,971/mo
Traditional @ 7.5%
$2,709/mo
You save $738/month ($8,859/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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