Laura Jewett

Laura Jewett

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Closed

$600,000

($285,028 down)
FHA

4790 W 20th Street, Greeley, CO 80634

5
3
3,931 sqft
PITI Monthly
$2,023.7 /mo

Listing courtesy of: Rowan Bennett, Berkshire Hathaway HomeServices Rocky Mountain, Realtors-Fort Collins

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,609 /mo
$2,364 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
COZY
SOLAR PANELS
NO HOA

Situated on a .64-acre lot, this exceptional ranch-style home effortlessly combines comfort, charm, and modern convenience. Boasting multiple living areas and bedrooms across both levels, there's ample space to accommodate all your needs. Cozy up by one of the fireplaces accented with timeless brick, or unleash your culinary creativity in the beautifully designed kitchen featuring a double oven.The finished lower level is a haven for entertaining, complete with a spacious rec area ideal for hosting gatherings, game nights, or cozy movie evenings. Immaculately maintained, this move-in-ready home exudes character and warmth, with fresh carpet installed in the basement in 2023.Practical updates include eco-friendly solar panels, a blacktop driveway newly sealed for durability, The oversized garage offers generous storage for vehicles and toys, Plus RV parking for your convenience. Enjoy the perfect balance of having room to spread out while living with convenient access to nearby amenities. And with no HOA, you have the freedom to truly make this home your own. Opportunities like this don't come along often-schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
24 years, 8 months
Monthly PITI
$2,023.7/mo
Estimated Loan Balance
$316,248
Cash to close
$285,028
Interest Paid
$65,361

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Basement, Gas, Great Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Stucco, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Meadow Acres
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Greeley

Financial Details

  • Price per Sqft: $152.63
  • Tax Annual Amount: $
  • On Market Date: 2024-12-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $285,028 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $285,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$314,972
Your Cash$285,028
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,609/mo
Traditional @ 7.5%
$2,452/mo
You save $843/month ($10,117/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1023259

Listing From: recolorado

Last updated: 2025-02-18T20:51:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,609 /mo
$2,364 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $285,028 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $285,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$314,972
Your Cash$285,028
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,609/mo
Traditional @ 7.5%
$2,452/mo
You save $843/month ($10,117/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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