Laura Jewett

Laura Jewett

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$549,888

($100,271 down)
FHA

478 Ribier Ct, Manteca, CA 95336

4
2
1,811 sqft
PITI Monthly
$4,232.52 /mo

Listing courtesy of: Gurmeet Singh, Realty One Group AMR

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,147 /mo
$3,058 /mo

What's Special

SHOPPING
SPACIOUS
PATIO
COZY

Welcome to a 4-bedroom, 2-bathroom home with an open floor plan. Home features include a cozy living room with stairways to upstairs two bedrooms. Spacious family room with opening to kitchen, perfect for entertaining and family gatherings. Ample counter space, a walk-in pantry, and cabinetry in the kitchen mean you can bring everything with you. Big sliding door from the family room to step out in the covered patio. Large backyard with potential for landscaping or creating an outdoor oasis with the pool. Minutes’ drive to shopping, restaurants, and parks. Easy access to the freeway. Must see this gem won't last long!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$4,232.52/mo
Estimated Loan Balance
$450,683
Cash to close
$100,271
Interest Paid
$41,879

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Manteca

Financial Details

  • Price per Sqft: $303.64
  • Tax Annual Amount: $6873.6
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,271 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $100,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$449,617
Your Cash$100,271
Total Purchase Price:$549,888

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,147/mo
Traditional @ 7.5%
$3,059/mo
You save $-88/month ($-1,061/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41076800

Listing From:

Last updated: 2025-03-26T23:41:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,147 /mo
$3,058 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,271 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $100,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$449,617
Your Cash$100,271
Total Purchase Price:$549,888

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,147/mo
Traditional @ 7.5%
$3,059/mo
You save $-88/month ($-1,061/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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