Laura Jewett

Laura Jewett

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$839,000

($122,194 down)
VA

4785 Auburn Dr, San Diego, CA 92105

3
3
1,000 sqft
PITI Monthly
$5,002.94 /mo

Listing courtesy of: Brietta Klein, Real Broker

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,912 /mo
$5,066 /mo

What's Special

RENOVATED
HOME OFFICE
CHARMING
RENTAL INCOME

A Rare Find with a Charming ADU — This beautifully renovated home is full of natural light and smartly designed spaces, making it an incredible find. The main house is stylish and comfortable, while the adorable guest house (ADU) in the back adds extra flexibility—perfect for visitors, a home office, or potential rental income. Outside, you’ll find a fenced front yard, multiple seating areas, and a jacuzzi, creating a great setup for relaxing or entertaining. The one-car garage and extra-long driveway offer plenty of parking—something you don’t always get in this area. VA Assumable 4.99%

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$5,002.94/mo
Estimated Loan Balance
$720,005
Cash to close
$122,194
Interest Paid
$95,913

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Electric, SeeRemarks
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Heated, None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1936
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $839
  • Tax Annual Amount: $10487.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,194 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $122,194!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$716,806
Your Cash$122,194
Total Purchase Price:$839,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,912/mo
Traditional @ 7.5%
$5,254/mo
You save $1,342/month ($16,104/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021411SD

Listing From:

Last updated: 2025-03-24T18:06:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,912 /mo
$5,066 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,194 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $122,194!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$716,806
Your Cash$122,194
Total Purchase Price:$839,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,912/mo
Traditional @ 7.5%
$5,254/mo
You save $1,342/month ($16,104/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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