Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$699,000

($55,096 down)
VA

4780 Yuma Avenue, Oceanside, CA 92057

2
2
906 sqft
PITI Monthly
$4,378.6 /mo

Listing courtesy of: Chris Ryan, Real Broker

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,413 /mo
$4,560 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
VAULTED CEILINGS
PATIO

Welcome to this beautifully updated 2-bedroom, 2-bathroom single-story detached home, blending modern style with comfort. The kitchen shines with granite countertops, recessed lighting, soft-close cabinetry, and a new Whirlpool refrigerator. Vaulted ceilings in the living and dining areas enhance the bright, open feel. The primary bedroom features an ensuite bath and private patio access, while the secondary bedroom offers a spacious closet and ceiling fan. The backyard is perfect for relaxing or entertaining, with new turf, a large covered patio, and a second patio off the primary bedroom. Additional highlights include a new hot water heater, Energy Star-rated Milgard windows, air conditioning, and a 2-car garage with built-in storage. All appliances are included, making this home move-in ready. Conveniently located near parks, schools, shopping, dining, and just minutes from the beach, this home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,378.6/mo
Estimated Loan Balance
$645,911
Cash to close
$55,096
Interest Paid
$83,757

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Murray Mission
  • HOA Amenities: Unknown
  • HOA Fee: $205
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $771.52
  • Tax Annual Amount: $8737.5
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,096 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $55,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$643,904
Your Cash$55,096
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,413/mo
Traditional @ 7.5%
$4,730/mo
You save $1,317/month ($15,806/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501831

Listing From:

Last updated: 2025-03-20T17:41:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,413 /mo
$4,560 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,096 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $55,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$643,904
Your Cash$55,096
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,413/mo
Traditional @ 7.5%
$4,730/mo
You save $1,317/month ($15,806/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.