Laura Jewett

Laura Jewett

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$724,500

($0 down)*
FHA

Potential short sale please verify with your agent.

4780 Miletus Way, Oceanside, CA 92056

2
2
921 sqft
PITI Monthly
$4,932.45 /mo

Listing courtesy of: Sue Silva, Coldwell Banker Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,377 /mo
$5,572 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
PATIO
CLUBHOUSE
FITNESS CENTER
TENNIS COURTS
55+ COMMUNITY

Welcome to Ocean Hills Country Club, the premier gate guarded 55+ community of Southern California! This wonderfully maintained Delphi 1 home features 2 bedrooms, plus a primary bath suite and guest powder room. You will appreciate the premium Anderson dual pane windows and sliders. The greenery courtyard greets you to a formal entry, and an elegant living room with high ceiling that opens to the garden view patio. The kitchen also opens to a private yard and garden. In the large primary bedroom suite, enjoy a walk-in closet too! There is a spacious second bedroom with double doors that can be used as an office, studio or den! For entertaining there is aa airy open patio looking over the low maintenance gardens and artificial turf. Another great feature is the oversized garage with direct access to the home. See it today and make it your own... then start to appreciate an unparalleled active lifestyle with such amazing amenities as a no fee 18-hole golf course, numerous pickleball and tennis courts, a Jr Olympic solar heated swimming pool & spa, a 27,000 sqft clubhouse with a beautiful lobby, welcoming library, arts, crafts, sewing, billiards, and computer rooms. There are 2 state of the art fitness rooms too. The auditorium is host to over 40 social clubs and groups with concerts, dances, clubs year-round. Get ready start to enjoy the Ocean Hills Country Club community, just in time for summer! Ocean Hills Country Club is the premier, guard gated, 55+ active living community in Oceanside, California. Located approximately 30 miles north of downtown San Diego, "OHCC" covers about 350 acres of the western slope of Ocean Hills and lies 3.5 miles inland of the Pacific Ocean. The 1632 Mediterraneum white walled, red tiled roofed homes are inspired by the Greek Isles. OHCC shines with sunny weather, mild climate, and refreshing coastal breezes. Play the 18-hole executive golf course with no green fees, there is an onsite gated RV parking lot, plus a solar heated Jr Olympic saltwater pool and spa to enjoy! Pickleball is a big attraction with 8 courts. There are also 3 tennis courts and 2 paddle tennis courts. The 27,000 sqft clubhouse boasts of: a huge auditorium that seats up to 500 guests for the frequent shows, concerts and social club events. It has one of the largest dance floors in North San Diego too! There are 2 fitness centers, coffee bar, grand billiards room, wonderfully appointed library, and numerous rooms shared by over 40 clubs and social groups. Activities include theatre arts, computer club, several dance clubs, bridge, mahjong, yoga, stain glass making, art, sewing, crafts, travel club, RV club, hiking... to name just a few! OHCC is a very pet friendly community with the active Pet Lovers Club. There is something for everyone and your calendar will be full of all the things to do and the new friends to meet. You will love the lifestyle at Ocean Hills Country Club!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
26 years, 8 months
Monthly PITI
$4,932.45/mo
Estimated Loan Balance
$850,807
Cash to close
$0
Interest Paid
$73,445

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, SolarHeat, SaltWater, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ocean Hills (OH)
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: OHCC HOA
  • HOA Amenities: Unknown
  • HOA Fee: $694
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $786.64
  • Tax Annual Amount: $9056.25
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$724,500
Your Cash$0
Total Purchase Price:$724,500

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,377/mo
Traditional @ 7.5%
$5,780/mo
You save $2,403/month ($28,837/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021545SD

Listing From:

Last updated: 2025-03-25T19:59:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,377 /mo
$5,572 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$724,500
Your Cash$0
Total Purchase Price:$724,500

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,377/mo
Traditional @ 7.5%
$5,780/mo
You save $2,403/month ($28,837/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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