Laura Jewett

Laura Jewett

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Pending

$610,000

($134,729 down)
VA

4771 Spur Avenue, Lancaster, CA 93536

6
5
3,421 sqft
PITI Monthly
$2,969.89 /mo

Listing courtesy of: Christie Locke, NextHome Real Estate Rockstars

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,168 /mo
$3,482 /mo

What's Special

SHOPPING
ENTERTAINMENT
SPACIOUS
CHARMING

Welcome Home! 4771 Spur Avenue - A stunning, single-family residence nestled in a peaceful community in West Lancaster. This expansive 3,421-square-foot home, built in 2006, boasts six bedrooms and five bathrooms, offering ample space for both relaxation and entertainment. The main floor features a bedroom with a private bath, ideal for guests or multigenerational living. An additional bedroom on main floor can be easily used as an office for those working remotely. Upstairs, you'll find a generous loft area and primary suite with its own en-suite bathroom, providing luxurious comfort and privacy. The interior showcases beautiful hardwood flooring, enhancing the home's elegance. The spacious kitchen with an island speaks to the Sous-chef in you and is open to the family room. Step outside to discover a large backyard, perfect for outdoor activities and gatherings. Additionally, a CHARMING SPACIOUS, CEDAR WOOD SHED with electrical power and Cable TV hook ups, offers a versatile space for hobbies, work, or relaxation. A 3-car epoxy floor garage houses your vehicles and toys, and leased solar provides HUGE ENERGY SAVINGS! NEWER DOWNSTAIRS AC INSTALLED IN 2023. This gorgeously appointed home combines functionality with style, creating a perfect retreat in the heart of West Lancaster. Conveniently located near freeway entrances, shopping and more. WELCOME TO YOUR FOREVER HOME!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,969.89/mo
Estimated Loan Balance
$476,256
Cash to close
$134,729
Interest Paid
$52,987

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $178.31
  • Tax Annual Amount: $7625
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,729 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $134,729!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$475,271
Your Cash$134,729
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,168/mo
Traditional @ 7.5%
$3,612/mo
You save $1,444/month ($17,324/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25056277

Listing From:

Last updated: 2025-03-24T02:11:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,168 /mo
$3,482 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,729 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $134,729!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$475,271
Your Cash$134,729
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,168/mo
Traditional @ 7.5%
$3,612/mo
You save $1,444/month ($17,324/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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