Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$495,000

($275,082 down)
FHA

476 Expedition Lane, Johnstown, CO 80534

3
3
1,729 sqft
PITI Monthly
$1,831.51 /mo

Listing courtesy of: Carrie Holmes, Coldwell Banker Realty- Fort Collins

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,274 /mo
$1,689 /mo

What's Special

LOCATION
OPEN CONCEPT
SHOPPING
WALK-IN CLOSET
FINISHED BASEMENT
NO HOA

SELLER HAS ACCEPTED AN OFFER- AWAITING RELO SIGNATURES>Discover this well maintained, move in ready, multi-level home in central Johnstown, featuring 3 bedrooms plus an office. The expansive primary suite boasts a vaulted ceiling, on suite bath with double vanities and walk-in closet. The updated kitchen is a cooks delight with quartz countertops, kitchen island, pantry, newer appliances that even includes double ovens. Additional highlights are a full unfinished basement for storage or future expansion, new exterior paint, nearly new A/C and furnace, a new humidifier, along with beautiful wood floors, an open concept layout plus bonus home warranty included. Enjoy saving with NO HOA & NO metro tax, coupled with the convenience of a prime location near neighborhood park, the YMCA community center, restaurants/shopping and library this one is easy to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 6 months
Monthly PITI
$1,831.51/mo
Estimated Loan Balance
$236,443
Cash to close
$275,082
Interest Paid
$69,844

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Farms
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $286.29
  • Tax Annual Amount: $2562
  • On Market Date: 2024-07-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,082 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $275,082!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$219,918
Your Cash:$275,082
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,274/mo
Traditional @ 7.5%
$1,752/mo
You save $477/month ($5,728/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1014811

Listing From: recolorado

Last updated: 2024-10-01T18:11:51.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,274 /mo
$1,689 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,082 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $275,082!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$219,918
Your Cash:$275,082
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,274/mo
Traditional @ 7.5%
$1,752/mo
You save $477/month ($5,728/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.