Laura Jewett

Laura Jewett

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$349,000

($225,142 down)
FHA

47635 Soft Moonlight, La Quinta, CA 92253

2
2
1,231 sqft
PITI Monthly
$1,355.32 /mo

Listing courtesy of: Tanya Moreno, C 21 Coachella Valley RE

Assumed Rate

3.67%
7.15%

Principal & Interest

$729 /mo
$1,074 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
HOME OFFICE
PATIO
CLUBHOUSE
CHARMING
COZY
55+ COMMUNITY

Charming 2-Bedroom Home in Watercolors - A 55+ Community in South La QuintaWelcome to Watercolors, a highly sought-after 55 and better community in beautiful South La Quinta! This delightful 2-bedroom, 2-bathroom home offers 1,231 sq. ft. of comfortable living space with an inviting open floor plan and soaring ceilings that flood the home with natural light.Step into the cozy living room, where a fireplace adds warmth and charm, and enjoy seamless indoor-outdoor living with a private patio just off the main living area. The bedrooms are thoughtfully placed on opposite sides of the home for added privacy. The primary suite features ample closet space and an en-suite bath, while the second bedroom is perfect for guests or a home office.This home is equipped with a tankless water heater and a newer AC system for energy efficiency. A spacious two-car garage provides plenty of storage.As part of the La Quinta Housing Authority, this home does have income restrictions, making it an excellent opportunity for eligible buyers. Watercolors offers wonderful community amenities, including a clubhouse, sparkling pool, and spa, all within a prime location near shopping, dining, and entertainment.Don't miss your chance to own a piece of La Quinta's relaxed desert lifestyle! Contact us today for more details.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.67
Remaining Loan Term
19 years, 11 months
Monthly PITI
$1,355.32/mo
Estimated Loan Balance
$124,207
Cash to close
$225,142
Interest Paid
$52,731

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Watercolors
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Watercolors HOA
  • HOA Amenities: Unknown
  • HOA Fee: $239
  • HOA Frequency: $Monthly
Location
  • Region: La Quinta

Financial Details

  • Price per Sqft: $283.51
  • Tax Annual Amount: $4362.5
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $225,142 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $225,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$123,858
Your Cash:$225,142
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$729/mo
Traditional @ 7.5%
$1,114/mo
You save $385/month ($4,618/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219125237DA

Listing From:

Last updated: 2025-02-27T13:20:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$729 /mo
$1,074 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,142 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $225,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$123,858
Your Cash:$225,142
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$729/mo
Traditional @ 7.5%
$1,114/mo
You save $385/month ($4,618/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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