Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$390,000

($161,034 down)
VA

475 E 4th Avenue, Wiggins, CO 80654

4
2
2,138 sqft
PITI Monthly
$1,422.3 /mo

Listing courtesy of: Lance Fleming, Market and Main Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,046 /mo
$1,658 /mo

What's Special

FINISHED BASEMENT
DECK
FENCED YARD
MATURE TREES

This home checks so many boxes. Main level living. Huge corner lot fenced yard. Large finished basement. Directly across the street from parks and baseball fields. Detached work shop. Walking distance from the schools and downtown. Welcome home! When you arrive, the first thing you will probably notice is the proximity to outdoor living. The oversized yard and parks give ample ways to enjoy the fresh country air. There is an oversized deck, shaded by mature trees, making a perfect refuge for summer bar-b-ques or just relaxing away from it all. Inside, the wood-look tile is very low maintenance for cleaning, with the durability to withstand any type of traffic. Three bedrooms and an updated bathroom upstairs, along with a master bedroom in the lower level give plenty of space. And the large open family room in the basement has so many potential uses, from a pool table/rec room, to play areas, or workout space. With easy interstate access and to highway 34, the town of Wiggins is nestled in the perfect spot for quick excursions to Denver, the mountain, and Greeley. And this home will give its next owner a chance to slow down and enjoy the pace of rural living.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,422.3/mo
Estimated Loan Balance
$230,787
Cash to close
$161,034
Interest Paid
$28,421

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Vinyl Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wiggins
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Wiggins

Financial Details

  • Price per Sqft: $182.41
  • Tax Annual Amount: $2718
  • On Market Date: 2024-07-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,034 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $161,034!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$228,966
Your Cash$161,034
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,046/mo
Traditional @ 7.5%
$1,720/mo
You save $674/month ($8,092/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5524767

Listing From: recolorado

Last updated: 2024-10-01T18:09:49.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,046 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,034 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $161,034!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$228,966
Your Cash$161,034
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,046/mo
Traditional @ 7.5%
$1,720/mo
You save $674/month ($8,092/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.