Laura Jewett

Laura Jewett

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$365,000

($307,501 down)
VA

4742 Avenida La Mirada, Joshua Tree, CA 92252

4
2
1,782 sqft
PITI Monthly
$909.74 /mo

Listing courtesy of: April Bryant, Tri-Valley Realty

Assumed Rate

4.49%
7.15%

Principal & Interest

$380 /mo
$507 /mo

What's Special

LOCATION
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO
CHARMING

Charming Home in Joshua Tree! This spacious 4-bedroom, 2-bathroom home offers comfort and convenience, ideally located near the area's newly built elementary school. Enjoy the modern amenities of central heat and air for year-round comfort. The home is just a short drive away from downtown Joshua Tree, local farmers markets, and the stunning Joshua Tree National Park—perfect for those who appreciate the beauty of nature and a vibrant community. The oversize laundry room includes washer and dryer, a walk-in closet, pantry and an attached garage provides plenty of storage. A lovely covered patio is the perfect place for relaxing or entertaining. Don’t miss the opportunity to own this inviting home in a prime location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.49
Remaining Loan Term
18 years, 7 months
Monthly PITI
$909.74/mo
Estimated Loan Balance
$57,663
Cash to close
$307,501
Interest Paid
$34,335

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Joshua Tree

Financial Details

  • Price per Sqft: $204.83
  • Tax Annual Amount: $4562.5
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $307,501 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $307,501!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.49% Sellers Rate
$57,499
Your Cash:$307,501
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 4.49%
$380/mo
Traditional @ 7.5%
$525/mo
You save $146/month ($1,750/year)

*Secondary financing rates are an estimated value based on input

MLS ID: JT25043794

Listing From:

Last updated: 2025-03-20T17:05:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.49%
7.15%

Principal & Interest

$380 /mo
$507 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $307,501 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $307,501!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.49% Sellers Rate
$57,499
Your Cash:$307,501
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 4.49%
$380/mo
Traditional @ 7.5%
$525/mo
You save $146/month ($1,750/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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