Laura Jewett

Laura Jewett

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$450,000

($168,464 down)
FHA

4727 Agave Cactus Street, North Las Vegas, NV 89031

4
3
2,004 sqft
PITI Monthly
$1,928.35 /mo

Listing courtesy of: Carlynn Mazon, HomeSmart Encore

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,257 /mo
$2,098 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
HOME OFFICE
WALKING TRAILS

Welcome to this beautiful 4-bedroom, 3-bathroom home with a spacious loft, offering 2,004 square feet of modern living in the highly sought-after Craig Ranch master-planned community! Step inside to find stylish tile flooring throughout the main living areas, perfect for easy maintenance. The open-concept design provides a seamless flow between the kitchen, dining, and living spaces—ideal for both entertaining and everyday living. Upstairs, the loft offers additional flexible space for a home office, playroom, or media area. This home is equipped with a water softener & reverse osmosis system, ensuring high-quality water throughout. Enjoy a low-maintenance backyard, perfect for relaxing without the hassle of extensive upkeep. This home is located in a gated community with excellent amenities, parks, and walking trails, all while being conveniently close to shopping, dining, & major highways. Don’t miss out on this great opportunity.Assume this home at 2.875% and save thousands annually

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,928.35/mo
Estimated Loan Balance
$282,788
Cash to close
$168,464
Interest Paid
$33,093

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: TwoStory
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Craig Camino Village A
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Craig Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: North Las Vegas

Financial Details

  • Price per Sqft: $224.55
  • Tax Annual Amount: $3619
  • On Market Date: 2025-03-09T18:50:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,464 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $168,464!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$281,536
Your Cash$168,464
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,257/mo
Traditional @ 7.5%
$2,176/mo
You save $920/month ($11,036/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2663693

Listing From:

Last updated: 2025-03-28T20:14:58.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,257 /mo
$2,098 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,464 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $168,464!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$281,536
Your Cash$168,464
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,257/mo
Traditional @ 7.5%
$2,176/mo
You save $920/month ($11,036/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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