Laura Jewett

Laura Jewett

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Closed

$515,000

($127,315 down)
VA

47266 Margarita Street, Indio, CA 92201

4
2
1,724 sqft
PITI Monthly
$1,877.89 /mo

Listing courtesy of: Kamoei Group, BBS Brokers Realty

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,711 /mo
$2,798 /mo

What's Special

DINING
SPACIOUS
CHARMING
COZY
NO HOA
VACATION HOME

Nestled on a spacious corner lot, this charming home offers 3 bedrooms and an enclosed den, which can serve as an additional bedroom, office, or bonus room! This home presents the perfect blend of comfort and convenience. Inside, you'll find a cozy interior, featuring a newer water heater and mostly stainless steel kitchen appliances. This sophisticated floor plan offers a family room and a dining area. The expansive yard provides ample space for outdoor activities and is ideal for gardening or entertaining. With dedicated RV parking, you'll have plenty of room for your recreational vehicle. Not to mention, there are no HOA dues. Located just minutes from the world-renowned Coachella Music Festival and polo grounds. This property would make a great primary home, vacation home or short term rental! Don't miss out on this beautiful home--schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,877.89/mo
Estimated Loan Balance
$389,267
Cash to close
$127,315
Interest Paid
$39,646

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Masonry
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Villa Montego
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $298.72
  • Tax Annual Amount: $
  • On Market Date: 2024-09-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $127,315 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $127,315!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$387,685
Your Cash$127,315
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,711/mo
Traditional @ 7.5%
$2,903/mo
You save $1,191/month ($14,297/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219116548DA

Listing From:

Last updated: 2024-12-13T11:48:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,711 /mo
$2,798 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,315 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $127,315!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$387,685
Your Cash$127,315
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,711/mo
Traditional @ 7.5%
$2,903/mo
You save $1,191/month ($14,297/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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