Laura Jewett

Laura Jewett

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Closed

$974,500

($645,534 down)
VA

47260 Golden Bush Court, Palm Desert, CA 92260

3
3
1,840 sqft
PITI Monthly
$2,696.14 /mo

Listing courtesy of: Leslie Lynn McGrath, HomeSmart

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,464 /mo
$2,417 /mo

What's Special

SPACIOUS
DECK
PATIO
MOUNTAIN VIEWS
CUL-DE-SAC
COZY
NO HOA
VACATION HOME

Welcome to your tranquil haven located on a premium cul-de-sac in one of South Palm Desert's most desirable neighborhoods. This home sits on a prime lot, perfectly positioned to enjoy sunrises, sunsets, and panoramic mountain views. Step inside to a spacious open great room with a bay window. The cozy interior offers 1,840 sq ft of living space, featuring 3 bedrooms and 3 full baths. The outdoor space caters to everyone, boasting fruit trees, a covered patio, and a well-situated pool and spa with views of Eisenhower Mountain on one side and the Santa Rosa Mountains on the other. The cool decking on the patio is perfect for the desert climate, providing an ideal spot to relax at dawn or dusk. Additional features include a leased solar system for maximum energy efficiency, an indoor water filtration system, a newer AC unit with a split system in the garage, plus a camera security system and alarm. This property, with no HOA fees, is perfect as a primary residence, vacation home, or investment property. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,696.14/mo
Estimated Loan Balance
$330,371
Cash to close
$645,534
Interest Paid
$39,422

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, StuccoWall
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: ElectricHeat, InGround, Private, Waterfall

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $529.62
  • Tax Annual Amount: $12181.2
  • On Market Date: 2024-07-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $645,534 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $645,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$328,966
Your Cash:$645,534
Total Purchase Price:$974,500

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,464/mo
Traditional @ 7.5%
$2,507/mo
You save $1,042/month ($12,507/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219114672DA

Listing From:

Last updated: 2024-09-26T21:18:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,464 /mo
$2,417 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $645,534 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $645,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$328,966
Your Cash:$645,534
Total Purchase Price:$974,500

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,464/mo
Traditional @ 7.5%
$2,507/mo
You save $1,042/month ($12,507/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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