Laura Jewett

Laura Jewett

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$1,124,950

($264,981 down)
FHA

4720 Panache Drive, Fallbrook, CA 92028

4
4
3,388 sqft
PITI Monthly
$7,173.82 /mo

Listing courtesy of: Andrea Hilsenroth, Coldwell Banker Realty

Assumed Rate

6.05%
7.15%

Principal & Interest

$5,299 /mo
$5,938 /mo

What's Special

DINING
LUXURY
FIREPLACE
PATIO
CUL-DE-SAC

Come Home To This Beautiful View Home nestled on a cul-de-sac in the luxurious Aurora Heights neighborhood of Fallbrook. 2 minute drive to 15 or 76 freeway. 4 bedrooms, 3.5 bathrooms and a full 1 bedroom ADU with separate entry and washer/dryer in unit. Walk into beautiful luxury vinyl wood plank flooring throughout first floor. Soaring ceilings welcome you into a large formal dining room with a glistening chandelier. Kitchen and living room are set in an open floor plan. Kitchen replete with walk in pantry and 5 burner gas Whirlpool stainless stove and dishwasher, granite counters and backsplash and white cabinetry with extra large island. Custom fireplace design and mantle in living room. Upstairs find oversized primary bedroom and oversized primary bathroom. Extra large primary his & hers walk in closet with washer and dryer conveniently located off primary closet. 2 other bedrooms upstairs and full bathroom in hall. Large den upstairs with unbelievable views of the local Montserate mountains. Den has an abundance of built in cabinetry. This space is great for teenagers, little ones or the whole family for movie night. Backyard and front yard have artificial turf so never mow or water the lawn again. Backyard has covered patio and concrete patio for dining al fresco. Another area perfect for firepit and chairs. Low maintenance landscape. ADU is great for a parent or teenager/ college age child living at home. Custom high end window coverings,

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.05
Remaining Loan Term
28 years, 2 months
Monthly PITI
$7,173.82/mo
Estimated Loan Balance
$860,927
Cash to close
$264,981
Interest Paid
$96,465

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Hiking, Mountainous, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Aurora Heights
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Monthly
Location
  • Region: Fallbrook

Financial Details

  • Price per Sqft: $332.04
  • Tax Annual Amount: $14061.9
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $264,981 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $264,981!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$859,969
Your Cash$264,981
Total Purchase Price:$1,124,950

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$5,299/mo
Traditional @ 7.5%
$6,159/mo
You save $860/month ($10,319/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501929

Listing From:

Last updated: 2025-03-29T20:10:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.05%
7.15%

Principal & Interest

$5,299 /mo
$5,938 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $264,981 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $264,981!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$859,969
Your Cash$264,981
Total Purchase Price:$1,124,950

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$5,299/mo
Traditional @ 7.5%
$6,159/mo
You save $860/month ($10,319/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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