Laura Jewett

Laura Jewett

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Closed

$1,165,000

($501,978 down)
VA

469 Delaware St, Imperial Beach, CA 91932

3
3
1,545 sqft
PITI Monthly
$3,195.23 /mo

Listing courtesy of: Sandra Crosby, eXp Realty of California, Inc.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,979 /mo
$4,877 /mo

What's Special

Homestead by the Beach with an assumable 2.75% interest rate! This incredible Imperial Beach home is fully upgraded and ready for you to make yours. Features include bamboo flooring throughout, upgraded kitchen with Cafe appliances, two en-suite bedrooms, custom paint colors, upgraded can lighting, an oversized detached 2 car garage, RV parking with cleanouts and hookups, and so much more. New elements within the past 4 years include the roof, stucco, windows, custom blinds, full property vinyl fencing, fully opening gate on alley, water heater, chicken coop, and Forno Bravo pizza oven. Home has upgraded 220 electrical panel for the house and a 100 amp sub panel for the garage. The features are endless. Just one block to the bay and bike path, you will not want to miss this opportunity.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,195.23/mo
Estimated Loan Balance
$665,842
Cash to close
$501,978
Interest Paid
$82,862

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Bamboo

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Imperial Beach
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Imperial Beach

Financial Details

  • Price per Sqft: $754.05
  • Tax Annual Amount: $
  • On Market Date: 2024-08-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $501,978 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $501,978!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$663,022
Your Cash$501,978
Total Purchase Price:$1,165,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,979/mo
Traditional @ 7.5%
$5,059/mo
You save $2,080/month ($24,964/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240018477SD

Listing From:

Last updated: 2024-12-05T00:37:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,979 /mo
$4,877 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $501,978 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $501,978!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$663,022
Your Cash$501,978
Total Purchase Price:$1,165,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,979/mo
Traditional @ 7.5%
$5,059/mo
You save $2,080/month ($24,964/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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