Laura Jewett

Laura Jewett

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Closed

$265,000

($61,887 down)
FHA

4690 Morales Street, New Cuyama, CA 93254

3
1
1,014 sqft
PITI Monthly
$1,880.79 /mo

Listing courtesy of: Diya Sarin, JohnHart Real Estate

Assumed Rate

6.54%
7.15%

Principal & Interest

$1,309 /mo
$1,393 /mo

What's Special

REMODELED
SPACIOUS
MODERN
CHARMING

Welcome to 4690 Morales St, nestled in the charming city of New Cuyama. This recently remodeled single-family home features modern updates including new windows, fresh flooring, and updated paint throughout. The residence offers 3 bedrooms and 1 bathroom, providing a comfortable and contemporary living space. The property also includes a single-car garage and a spacious lot with rear access. A detached dwelling in the backyard presents an opportunity to create an ADU, perfect for generating additional income or designing your own private retreat. Inside, the generous living room is ideal for relaxation, while the kitchen comes equipped with essential appliances such as a gas stovetop, oven, and microwave. Each of the 3 bedrooms is well-sized and features ceiling fans for added comfort. The bathroom is complete with a shower-in-tub setup, and a dedicated laundry room adds to the convenience. Situated near Richardson Park, Cuyama Valley High School, and New Cuyama Airport, this home offers both serenity and accessibility. Enjoy a peaceful lifestyle with easy access to Highway 166. Don’t miss the chance to explore this delightful property!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$1,880.79/mo
Estimated Loan Balance
$204,880
Cash to close
$61,887
Interest Paid
$25,582

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: New Cuyama

Financial Details

  • Price per Sqft: $261.34
  • Tax Annual Amount: $3312.5
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $61,887 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $61,887!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$203,113
Your Cash$61,887
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$1,309/mo
Traditional @ 7.5%
$1,445/mo
You save $136/month ($1,630/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24175285

Listing From:

Last updated: 2024-12-05T05:17:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$1,309 /mo
$1,393 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,887 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $61,887!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$203,113
Your Cash$61,887
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$1,309/mo
Traditional @ 7.5%
$1,445/mo
You save $136/month ($1,630/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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