Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$437,900

($139,491 down)
FHA

465 Mount Guyot Circle, Jefferson, CO 80456

2
2
1,116 sqft
PITI Monthly
$1,893.34 /mo

Listing courtesy of: Lora Alexander, High Ridge Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,367 /mo
$2,222 /mo

What's Special

REMODELED
LOCATION
PARK-LIKE SETTING
MINUTES AWAY
DECK
PATIO

ASSUMABLE LOAN at a rate of 2.75% for well qualified buyers. This remodeled, turn-key home is ready for you to move in!! Heavily wooded 3-acre lot is tucked away in a park-like setting. Privately maintained roads offer a perfect place for you to enjoy your off-road toys. Anglers will appreciate the private fishing rights with World Class fishing at Jefferson Lake. Enjoy as a year-round home or weekend retreat. The septic system has been updated to 4 bedrooms, making this property perfect for short-term rentals for up to 8 guests! 2 large bedrooms, 2 bath, remodeled kitchen, and wood burning stove, and new flooring - all the warmth & character you could hope for in a mountain cabin. The covered deck flows into a large paved patio area, perfect for large gatherings and bonfires. Enjoy views of Pikes Peak located at the top of the property. Grab a cup of coffee or glass of wine and head upstairs to the private deck to enjoy spectacular sunrise and sunset views. This home is mostly furnished and ready for you to move in. Pristine Jefferson Lake less than 10 miles away. NF land 5 minutes away, offload your ATV/UTV/Dirt Bikes and cruise over spectacular Georgia Pass. Don't forget the snowmobile for winter fun. Tarryall, Antero, Eleven Mile, Spinney, and Montgomery Reservoirs are all a short drive from the property. Unbeatable location, and less than 10 minutes from Hwy 285. 18 miles to Fairplay. 75 miles from Denver, 39 miles from Breckenridge. Rare price point! This one will not last.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,893.34/mo
Estimated Loan Balance
$324,190
Cash to close
$139,491
Interest Paid
$39,996

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Electric, Wood Stove
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Free Standing, Wood Burning Stove
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Michigan Hill
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Michigan Hill Owner Association
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Annually
Location
  • Region: Jefferson

Financial Details

  • Price per Sqft: $392.38
  • Tax Annual Amount: $1716
  • On Market Date: 2025-01-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $139,491 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $139,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$298,409
Your Cash$139,491
Total Purchase Price:$437,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,367/mo
Traditional @ 7.5%
$2,304/mo
You save $937/month ($11,245/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8723428

Listing From: recolorado

Last updated: 2025-03-27T21:46:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,367 /mo
$2,222 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $139,491 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $139,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$298,409
Your Cash$139,491
Total Purchase Price:$437,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,367/mo
Traditional @ 7.5%
$2,304/mo
You save $937/month ($11,245/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.