Laura Jewett

Laura Jewett

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$449,950

($29,698 down)
FHA

4658 S RUFINO Lane, Gold Canyon, AZ 85118

3
2
1,594 sqft
PITI Monthly
$2,956.53 /mo

Listing courtesy of: Michael Graham, eXp Realty

Assumed Rate

4.75%
7.15%

Principal & Interest

$2,297 /mo
$2,974 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
MOUNTAIN VIEWS

Beautiful Gold Canyon Home with Mountain Views & Assumable 4.75% Interest Rate! Welcome to 4658 S Rufino Lane, a stunning home in the heart of Gold Canyon, Arizona! This beautifully maintained property offers breathtaking mountain views and a spacious open floor plan with vaulted ceilings, creating an airy and inviting atmosphere. Step into the backyard oasis, where you'll find a private putting green, perfect for golf enthusiasts or those who love to entertain. Inside, the bright and open living spaces are designed for comfort and functionality, making this home ideal for relaxing or hosting guests. One of the best perks of this property is its assumable 4.75% interest rate for qualified buyers—an incredible opportunity in today's market! Don't miss out -call today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.75
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,956.53/mo
Estimated Loan Balance
$420,265
Cash to close
$29,698
Interest Paid
$59,647

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Steel Frame, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Steel Frame, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: PARCEL 24 EAST AT GOLD CANYON RANCH
  • Features: Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: Superstition Foothil
  • HOA Amenities: Unknown
  • HOA Fee: $164
  • HOA Frequency: $Quarterly
Location
  • Region: Gold Canyon

Financial Details

  • Price per Sqft: $282.28
  • Tax Annual Amount: $2588
  • On Market Date: 2025-02-07T21:10:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,698 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $29,698!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$420,252
Your Cash$29,698
Total Purchase Price:$449,950

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$2,297/mo
Traditional @ 7.5%
$3,362/mo
You save $1,065/month ($12,780/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6817373

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-17T20:02:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$2,297 /mo
$2,974 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,698 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $29,698!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$420,252
Your Cash$29,698
Total Purchase Price:$449,950

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$2,297/mo
Traditional @ 7.5%
$3,362/mo
You save $1,065/month ($12,780/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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