Laura Jewett

Laura Jewett

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Closed

$675,000

($121,520 down)
FHA

4656 S Estrella Privado, Ontario, CA 91761

2
2
1,416 sqft
PITI Monthly
$3,720.59 /mo

Listing courtesy of: Michelle Miramontez, The Agency

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,149 /mo
$3,860 /mo

What's Special

SHOPPING
DINING
PATIO
CLUBHOUSE
FITNESS CENTER
ACTIVE ADULT COMMUNITY

WELCOME TO THE COMMUNITY OF ESPERANZA, A 55+ ACTIVE ADULT COMMUNITY. THIS 2 BEDROOM 2 BATHROOM SINGLE-STORY HOME FEATURES A LOW-MAINTENANCE LAYOUT WITH AN OPEN GREAT ROOM, KITCHEN AND DINING ROOM THAT FLOWS OUT TO THE COVERED PATIO. IN ADDITION TO THE OWNER’S SUITE IS AN EXTRA BEDROOM FOR VERSATILE NEEDS. PLUS, A TWO-CAR GARAGE ADDS STORAGE SPACE. VIVIR IS A COLLECTION OF HOMES FOR SALE AT ESPERANZA, A GATED MASTERPLAN COMMUNITY EXCLUSIVELY FOR ACTIVE ADULTS AGED 55 AND BETTER, LOCATED IN ONTARIO, CA. RESIDENTS ENJOY PEACEFUL SUBURBAN LIVING AND LOW MAINTENANCE HOME DESIGNS, WHILE BEING ABLE TO INDULGE IN RESORT-STYLE AMENITIES AND ACTIVITIES IN THE LA JOLLA CLUB, A 9,000-SQUARE-FOOT CLUBHOUSE WITH A SWIMMING POOL, FITNESS CENTER, OUTDOOR KITCHEN AND MORE. THE COMMUNITY IS JUST MINUTES FROM SHOPPING NEARBY AT ONTARIO MILLS, VICTORIA GARDENS AND COSTCO. MUST SEE TO APPRECIATE THE QUITE, GATED NEIGHBORHOOD.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,720.59/mo
Estimated Loan Balance
$554,944
Cash to close
$121,520
Interest Paid
$80,619

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: ESPERANZA
  • HOA Amenities: Unknown
  • HOA Fee: $191
  • HOA Frequency: $Monthly
Location
  • Region: Ontario

Financial Details

  • Price per Sqft: $476.69
  • Tax Annual Amount: $
  • On Market Date: 2024-05-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,520 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $121,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$553,480
Your Cash$121,520
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,149/mo
Traditional @ 7.5%
$4,004/mo
You save $855/month ($10,262/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24103416

Listing From:

Last updated: 2024-12-07T23:54:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,149 /mo
$3,860 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,520 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $121,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$553,480
Your Cash$121,520
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,149/mo
Traditional @ 7.5%
$4,004/mo
You save $855/month ($10,262/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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