Laura Jewett

Laura Jewett

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Closed

$479,000

($93,094 down)
FHA

464 Heritage Lane, Johnstown, CO 80534

3
3
1,542 sqft
PITI Monthly
$2,202.82 /mo

Listing courtesy of: Kevin Duffy, Sellstate ACE Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,737 /mo
$2,852 /mo

What's Special

OPEN CONCEPT
SHOPPING
DINING
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
MATURE TREES
COZY

**No Metro Tax** Beautiful home on a large corner lot. Step into a nice family room with 18 foot ceilings. Nice flowing open concept floorplan. Eat-in kitchen opens to cozy Living Room with a fireplace framed by nice built-in shelving. An oversized custom stamped concrete patio is just a few steps away from the kitchen. The patio faces west and is shaded by several mature trees. Yard is fully fenced for the kids and pets as well as privacy. Raised garden is fenced off from pets. Large primary features vaulted ceilings, and a nicely updated en-suite bath with a water closet and walk-in closet. Secondary bedrooms have larger step-in closets. Large unfinished basement is a blank slate if you want to expand your living situation or use it for storage. Oversized garage offers plenty of parking and more storage space. It also has 220V service. Located in central Johnstown within walking distance to shopping, dining, the YMCA, and the Library. All are about a half mile from your front door. Easy access to I-25 or Highway 85 as well as Colorado Blvd and CR 17. Centerra and Scheels are a short drive. And lets not forget about Buc-cee's! Other quick notes: The Water heater is on-demand. The basement has a rough-in for a bath. The laundry room is upstairs and can be closed off.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,202.82/mo
Estimated Loan Balance
$389,221
Cash to close
$93,094
Interest Paid
$45,407

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Fenced, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Farms
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Johnstown Farms
  • HOA Amenities: Unknown
  • HOA Fee: $118
  • HOA Frequency: $Quarterly
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $310.64
  • Tax Annual Amount: $
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $93,094 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $93,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$385,906
Your Cash$93,094
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,737/mo
Traditional @ 7.5%
$2,958/mo
You save $1,221/month ($14,650/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1025553

Listing From: recolorado

Last updated: 2025-03-07T20:51:24.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,737 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,094 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $93,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$385,906
Your Cash$93,094
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,737/mo
Traditional @ 7.5%
$2,958/mo
You save $1,221/month ($14,650/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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