Laura Jewett

Laura Jewett

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Closed

$739,900

($258,153 down)
FHA

463 Lisbon Place, Santa Paula, CA 93060

3
3
2,226 sqft
PITI Monthly
$3,593.58 /mo

Listing courtesy of: Kay Wilson-Bolton, eXp Realty of California

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,231 /mo
$3,556 /mo

What's Special

DINING

Ready for a fast escrow and move-in date! You will love this new neighborhood in Santa Paula called 'Harvest'. Owners have been transferred out of the area. This is on the corner of Sunkist and Lisbon Streets. Home is in the process of being painted to give it a fresh look. Complete color coordination throughout from countertops, cabinets and flooring. The two-car attached garage as direct home access. The second floor has three bedrooms and two baths, with a powder room near the entry downstairs. There is a large dining area adjacent to the kitchen with a TV room or loft upstairs in addition to laundry room. Home has air conditioning and completely fenced rear yard with drought tolerant elements. The HOA fee is $250 per month. The Association provides a beautiful Farmhouse for community gatherings plus a 36-ac public park soon to be completed plus sports fields walking areas. There are special assessments in addition to the property taxes. Many amenities in this neighborhood to be enjoyed by all ages.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.04
Remaining Loan Term
25 years, 8 months
Monthly PITI
$3,593.58/mo
Estimated Loan Balance
$483,760
Cash to close
$258,153
Interest Paid
$66,208

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Park
HOA
  • Has HOA: No
Location
  • Region: Santa Paula

Financial Details

  • Price per Sqft: $332.39
  • Tax Annual Amount: $9287.5
  • On Market Date: 2024-10-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $258,153 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $258,153!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$481,747
Your Cash$258,153
Total Purchase Price:$739,900

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,231/mo
Traditional @ 7.5%
$3,688/mo
You save $1,457/month ($17,489/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26204

Listing From:

Last updated: 2025-01-14T02:16:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,231 /mo
$3,556 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $258,153 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $258,153!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$481,747
Your Cash$258,153
Total Purchase Price:$739,900

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,231/mo
Traditional @ 7.5%
$3,688/mo
You save $1,457/month ($17,489/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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