Laura Jewett

Laura Jewett

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Closed

$428,400

($64,840 down)
VA

4638 Zia Ridge Street, North Las Vegas, NV 89031

3
2
1,775 sqft
PITI Monthly
$1,888.12 /mo

Listing courtesy of: Eleno G. Gundayao, Wardley Real Estate

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,617 /mo
$2,634 /mo

What's Special

SHOPPING
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
COZY

You'll LOVE this beautiful 3 bed, 2 bath single-level home in Hometown West! Its charm starts with a low-care landscape & a 2-car garage w/coated flooring. Enter to find a desirable open layout that creates a seamless flow, perfect for both everyday living and entertaining. Vaulted ceilings add to the airy feel, complemented by a neutral palette and tile & wood-look flooring in all the right places. The impressive kitchen boasts granite counters, white shaker cabinetry, custom self-closing drawers, under-mounted sink, glass tile backsplash, wine rack, a breakfast bar, and SS appliances w/cooktop gas & double wall ovens. The cozy den provides versatility! Main bedroom offers sliding doors to the back, a mirrored walk-in closet, & a full bathroom w/dual sinks. Discover the large backyard adorned with plant beds, a firepit for chilly nights, and a covered patio that has been extended for extra entraining space! Convenient to freeways, schools, shopping, restaurants, & more. Make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,888.12/mo
Estimated Loan Balance
$364,306
Cash to close
$64,840
Interest Paid
$38,581

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, CeramicTile, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, FrontYard
Roof
  • Roof: Pitched, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Frame, Stucco
  • Roof: Pitched, Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hometown West
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Hometown West II
  • HOA Amenities: Unknown
  • HOA Fee: $45
  • HOA Frequency: $Monthly
Location
  • Region: North Las Vegas

Financial Details

  • Price per Sqft: $241.35
  • Tax Annual Amount: $1453
  • On Market Date: 2024-10-05T07:30:04.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $64,840 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $64,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$363,560
Your Cash$64,840
Total Purchase Price:$428,400

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,617/mo
Traditional @ 7.5%
$2,732/mo
You save $1,115/month ($13,383/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2622420

Listing From:

Last updated: 2024-11-01T20:02:45.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,617 /mo
$2,634 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $64,840 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $64,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$363,560
Your Cash$64,840
Total Purchase Price:$428,400

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,617/mo
Traditional @ 7.5%
$2,732/mo
You save $1,115/month ($13,383/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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