Laura Jewett

Laura Jewett

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Closed

$449,999

($163,192 down)
FHA

4630 Stoneham Street, Pahrump, NV 89061

4
3
2,114 sqft
PITI Monthly
$1,984.27 /mo

Listing courtesy of: Renee S. Propps, Nevada Realty

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,352 /mo
$2,122 /mo

What's Special

FRESH PAINT
LARGE CENTER ISLAND
SPACIOUS
MODERN

Why settle for high interest rates assumable FHA 2.75%? Welcome to this 4BR, 3BA home featuring not one but two luxurious primary suites! As you step inside, you'll be greeted by a thoughtfully designed interior that seamlessly combines elegance with practicality. The spacious living areas are adorned with beautiful tile flooring, while the bedrooms offer plush Berber carpeting for added comfort. The heart of the home, the gourmet kitchen, shines with quartz countertops, a large center island, and a sleek glass backsplash, exuding modern sophistication. High-end appliances, including an induction stove, make this kitchen a culinary dream. Both primary suites provide ultimate relaxation, with the main suite showcasing a spa-like experience in the tile walk-in shower, perfect for unwinding. The 3-car garage offers plenty of space for vehicles and storage, complete with an electric vehicle charger. Additional updates include fresh paint and new Anderson front and rear sliding doors.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,984.27/mo
Estimated Loan Balance
$290,354
Cash to close
$163,192
Interest Paid
$44,103

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Drywall
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, CeramicTile

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Drywall
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Artesiahafen Ranch Phs#4
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Artesia
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Annually
Location
  • Region: Pahrump

Financial Details

  • Price per Sqft: $212.87
  • Tax Annual Amount: $3117
  • On Market Date: 2024-09-05T23:40:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $163,192 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $163,192!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$286,807
Your Cash$163,192
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,352/mo
Traditional @ 7.5%
$2,201/mo
You save $849/month ($10,192/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2614514

Listing From:

Last updated: 2024-10-22T22:48:54.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,352 /mo
$2,122 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $163,192 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $163,192!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$286,807
Your Cash$163,192
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,352/mo
Traditional @ 7.5%
$2,201/mo
You save $849/month ($10,192/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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