Laura Jewett

Laura Jewett

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$975,000

($324,322 down)
VA

4625 Refugio Court, Camarillo, CA 93012

3
3
1,963 sqft
PITI Monthly
$4,593.19 /mo

Listing courtesy of: Lisa Kozin, RE/MAX Gold Coast REALTORS

Assumed Rate

3.85%
7.15%

Principal & Interest

$3,361 /mo
$4,842 /mo

What's Special

ENTERTAINMENT
SPACIOUS
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
COMMUNITY POOL
CUL-DE-SAC
COZY

Welcome to the highly desirable Mission Oaks community of Camarillo! This beautifully updated 3 bedroom home features an open-concept kitchen features quartz countertops, a stylish backsplash, a spacious island, white cabinetry, a double oven, stainless steel appliances, and a large pantry--perfect for that home chef! The kitchen flows seamlessly into the living room, complete with a built-in entertainment center, and a cozy fireplace. The inviting living space is perfect for daily family routines, offering comfort, functionality, and a seamless flow for relaxation and gatherings. The first level is bathed in natural light, enhanced by two sets of elegant French doors, recessed lighting provides a warm ambiance, while crown molding adds a touch of sophistication, making this space perfect. This home offers a convenient downstairs bedroom complete with custom built-in closets and a cozy window seat, along with a downstairs bathroom with shower stall.Upstairs, you'll discover Pergo laminate flooring throughout the second level. The primary suite is a perfect retreat, featuring a large walk-in closet, dual vanity, soaking tub, and separate shower stall, all with ample natural light and a thoughtfully designed layout, this suite is the perfect place to unwind. What else do I love about this home? A spacious junior suite with its own walk-in closet and full bathroom offers added desires to one's home goals. For the ultimate convenience, the laundry room is also located upstairsStep outside through two sets of beautiful French doors into your spacious backyard that creates a seamless indoor-outdoor flow. Enjoy the built-in BBQ and stamped concrete patio, ideal for family gatherings throughout the year. Sitting on one of the largest lots in the community and nestled in a cul-de-sac, this home offers both space and privacy. Another Bonus, an electric car charger in the garage! HOA Amenities Include:✔ Community Pool & Spa✔ BBQ Area✔ RV ParkingThis home is located near Adolfo Camarillo High School, Mariposa Elementary, parks, dog parks, trendy restaurants, grocery stores, and scenic walking paths--you'll love the strong community feel!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.85
Remaining Loan Term
25 years, 2 months
Monthly PITI
$4,593.19/mo
Estimated Loan Balance
$653,212
Cash to close
$324,322
Interest Paid
$127,427

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative, Gas, LivingRoom
  • Flooring: Laminate, SeeRemarks, Tile

Exterior

Fencing
  • Fencing: SeeRemarks, Vinyl, Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: SpanishTile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mulberry Place - 5189
  • Features: Park, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mulberry Place at Powerstone Company
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Camarillo

Financial Details

  • Price per Sqft: $496.69
  • Tax Annual Amount: $12187.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $324,322 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $324,322!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$650,678
Your Cash$324,322
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$3,361/mo
Traditional @ 7.5%
$5,023/mo
You save $1,662/month ($19,940/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28408

Listing From:

Last updated: 2025-03-27T23:17:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.85%
7.15%

Principal & Interest

$3,361 /mo
$4,842 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $324,322 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $324,322!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$650,678
Your Cash$324,322
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$3,361/mo
Traditional @ 7.5%
$5,023/mo
You save $1,662/month ($19,940/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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