Laura Jewett

Laura Jewett

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$269,000

($94,861 down)
FHA

4620 Highway 21, Waasa Twp, MN 55732

3
3
1,248 sqft
PITI Monthly
$1,235.42 /mo

Listing courtesy of: , Z'Up North Realty, Inc.

Assumed Rate

2.77%
7.15%

Principal & Interest

$787 /mo
$1,299 /mo

What's Special

SERENE
SPACIOUS
DECK
EFFICIENT

Nestled between Virginia and Babbitt/Ely, this stunning country home on 40 acres is perfect for nature lovers and hobby farmers alike! 3-Bedroom 2-bath h enjoy a bright open floor plan filled with charm. Updated 3/4 Bath that's finished with gleaming subway tile and contemporary finishes. Newer flooring throughout the entire main floor. Main Floor Laundry is convenient and efficient. Dual fuel with wood boiler and newer gas furnace. Basement Potential! Already has a 1/4 bath and is an open canvas for even more living space or storage. Outdoor Amenities is perfect for animals with a fully fenced-in pasture, ideal for your hobby farm. Front & back decks to take in the beauty of your property with serene views. Spacious pole building (42x62) has plenty of space. Heated & Insulated Garage (32x42): Includes a workshop with wood boiler heat. Bordering hundreds of acres of State Forest land, this property is teeming with wildlife, such as moose, deer, owls, grouse and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,235.42/mo
Estimated Loan Balance
$174,907
Cash to close
$94,861
Interest Paid
$21,590

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Waasa Town Of
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Waasa Twp

Financial Details

  • Price per Sqft: $215.54
  • Tax Annual Amount: $1945
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,861 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $94,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$174,139
Your Cash$94,861
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$787/mo
Traditional @ 7.5%
$1,347/mo
You save $560/month ($6,722/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6682318

Listing From: northstar

Last updated: 2025-03-31T15:29:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$787 /mo
$1,299 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,861 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $94,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$174,139
Your Cash$94,861
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$787/mo
Traditional @ 7.5%
$1,347/mo
You save $560/month ($6,722/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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