Laura Jewett

Laura Jewett

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Closed

$800,000

($89,179 down)
VA

461 Poets Sq, Fallbrook, CA 92028

4
3
2,661 sqft
PITI Monthly
$5,504.41 /mo

Listing courtesy of: Jesse Klein, Real Broker

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,454 /mo
$4,933 /mo

What's Special

GATED COMMUNITY
SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
BALCONY
SAFE
CHARMING
COZY

Welcome to this superbly designed 4-bedroom, 3-bathroom home in the highly sought-after gated community of Poets Square. This home combines elegance with functionality for modern living in safe and desirable Fallbrook. As you step up, you are greeted by the charming facade before stepping into the spacious living room that has stunning appeal. You’ll be immediately drawn to the impressive mezzanine balcony, which amplifies the soaring vaulted ceilings and is complimented by clerestory living room windows. These architectural features invite an abundance of natural light, creating a bright and airy atmosphere and are highlighted by a cozy fireplace - perfect for relaxing or entertaining. The chef’s kitchen is a true highlight featuring an island, recessed lighting, stainless steel appliances, and plenty of storage. It’s the perfect space to prepare meals or host. The master bedroom, located at one end of the upper level for added privacy, boasts a walk-in closet and a luxurious master bath with a shower and soaking tub providing a serene private retreat. Opposite the master on the upper level, you'll find two spacious bedrooms, a versatile loft/game area, and a well-appointed laundry room. A fourth bedroom is conveniently located on the first floor, complete with a full bathroom, making it ideal for guests or a private office. Outside, you will find a drought-tolerant backyard—perfect to entertain or create your own oasis. Additionally, the attached garage makes parking and storage a breeze. Don’t miss your chance to make this stunning property your own. Come have a look!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.16
Remaining Loan Term
27 years, 8 months
Monthly PITI
$5,504.41/mo
Estimated Loan Balance
$714,002
Cash to close
$89,179
Interest Paid
$103,549

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fallbrook
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Poets Square
  • HOA Amenities: Unknown
  • HOA Fee: $154
  • HOA Frequency: $Monthly
Location
  • Region: Fallbrook

Financial Details

  • Price per Sqft: $300.64
  • Tax Annual Amount: $10000
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $89,179 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $89,179!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$710,821
Your Cash$89,179
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,454/mo
Traditional @ 7.5%
$5,117/mo
You save $663/month ($7,950/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017635SD

Listing From:

Last updated: 2025-03-12T16:41:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,454 /mo
$4,933 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,179 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $89,179!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$710,821
Your Cash$89,179
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,454/mo
Traditional @ 7.5%
$5,117/mo
You save $663/month ($7,950/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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