Laura Jewett

Laura Jewett

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Closed

$489,900

($111,915 down)
FHA

4619 Lasalle Court NE, Saint Michael, MN 55376

4
4
3,350 sqft
PITI Monthly
$2,846.16 /mo

Listing courtesy of: , Kris Lindahl Real Estate

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,924 /mo
$2,666 /mo

What's Special

LARGE CENTER ISLAND
GRANITE COUNTERTOPS
FIREPLACE
WET BAR
DECK
COMMUNITY POOL
CUL-DE-SAC

Gorgeous two story home located in a cul-de-sac in the highly sought after Highlands of St. Michael neighborhood. The kitchen is equipped with beautiful white cabinetry, SS appliances, a double oven, gas range, SS appliances, granite countertops and a large center island. Other features of this home include, upper level laundry, a gas fireplace in the primary bedroom, ample storage throughout the home, a wet bar in the lower level for entertaining and a huge deck! Roof was replaced in 2017, furnace and A/C replaced in 2022. Having a community pool is the icing on the cake. Easy access to I-94 for commuting and near parks, shops and restaurants.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,846.16/mo
Estimated Loan Balance
$386,888
Cash to close
$111,915
Interest Paid
$46,831

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highlands Of St Michael 2nd Ad
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: The Highlands of St. Michael
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Annually
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $146.24
  • Tax Annual Amount: $5714
  • On Market Date: 2024-10-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $111,915 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $111,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$377,985
Your Cash$111,915
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,924/mo
Traditional @ 7.5%
$2,766/mo
You save $842/month ($10,106/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6606957

Listing From: northstar

Last updated: 2025-02-20T20:16:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,924 /mo
$2,666 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,915 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $111,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$377,985
Your Cash$111,915
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,924/mo
Traditional @ 7.5%
$2,766/mo
You save $842/month ($10,106/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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