Laura Jewett

Laura Jewett

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Pending

$500,000

($108,739 down)
VA

4608 Aviara Drive, Bakersfield, CA 93312

3
3
2,435 sqft
PITI Monthly
$2,432.45 /mo

Listing courtesy of: Cecilia Clark, Emerge Real Estate

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,745 /mo
$2,853 /mo

What's Special

GATED COMMUNITY
SHOPPING
PATIO

Welcome to the coveted Legends gated community situated in Riverlakes offering Golf Course Views & Private Courtyard! Designed with both comfort and function in mind, this elegant home is centered around a private courtyard, offering a peaceful space for kids to play or for entertaining guests. Some highlights of the home you will love include beautiful plank flooring throughout the home,3 generous sized bedrooms, 2.5 baths, an additional Flex/Den space and an open living plan. Your kitchen boasts plenty of cabinet space, designer backsplash with granite ready for all your family or guests. The backyard is just the right size with a covered expansive patio to enjoy year round. The garage has an additional area that is perfect for additional pantry,kids playroom or large storage conveniently located off the kitchen area. The Legends is close to parks, shopping and great restaurants. This home is just the place for everyone! So, call us today for your tour and lets move you in!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,432.45/mo
Estimated Loan Balance
$392,078
Cash to close
$108,739
Interest Paid
$40,427

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, SeeRemarks
  • Heating: Central, ForcedAir, Fireplaces, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: SeeRemarks
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public, SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Golf, Sidewalks, Gated, Park
HOA
  • Has HOA: Yes
  • HOA Name: The Links
  • HOA Amenities: Unknown
  • HOA Fee: $86
  • HOA Frequency: $Monthly
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $205.34
  • Tax Annual Amount: $6250
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,739 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $108,739!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$391,261
Your Cash$108,739
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,745/mo
Traditional @ 7.5%
$2,960/mo
You save $1,215/month ($14,579/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25038427

Listing From:

Last updated: 2025-03-21T00:16:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,745 /mo
$2,853 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,739 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $108,739!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$391,261
Your Cash$108,739
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,745/mo
Traditional @ 7.5%
$2,960/mo
You save $1,215/month ($14,579/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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