Laura Jewett

Laura Jewett

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$899,995

($358,281 down)
VA

459 Echo Valley Road, Salinas, CA 93907

3
2
1,633 sqft
PITI Monthly
$3,620.05 /mo

Listing courtesy of: Paul Hollingsworth, Coldwell Banker Realty

Assumed Rate

3%
7.15%

Principal & Interest

$2,466 /mo
$3,951 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
PET-FRIENDLY
COZY
SOLAR PANELS

Escape to the tranquility and privacy of rural living with all the modern comforts in this stunning 3-bedroom, 2-bath open concept home. Tucked away in the rolling countryside, but convenient to town, this property offers a secluded retreat without sacrificing contemporary conveniences. Inside, hickory hardwood floors and a cozy fireplace create a warm and welcoming atmosphere in the living room. The updated kitchen shines with sleek countertops, KitchenAid stainless steel appliances, abundant cabinetry, and a spacious pantry - designed for both style and function. Additional must have features include whole house fan, Tesla solar panels, utility gas line and multiple smart home devices. Outside, the low-maintenance landscape is enhanced with extensive lighting, offering the perfect backdrop for al fresco dining on the extensive composite deck or peaceful nights stargazing around the fire pit. This pet-friendly property makes embracing the beauty of nature effortless, with privacy and ease of upkeep at the forefront. Escape the hustle and bustle - schedule your viewing today and make this beautifully maintained, private ranch-style home yours! Assumable VA loan at 2.5% for qualified Buyer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
26 years, 1 months
Monthly PITI
$3,620.05/mo
Estimated Loan Balance
$618,484
Cash to close
$358,281
Interest Paid
$65,920

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SharedWell
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Salinas

Financial Details

  • Price per Sqft: $551.13
  • Tax Annual Amount: $11249.9
  • On Market Date: 2024-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $358,281 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $358,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$541,714
Your Cash$358,281
Total Purchase Price:$899,995

Assumed vs Traditional Mortgage

Assumed @ 3%
$2,466/mo
Traditional @ 7.5%
$4,098/mo
You save $1,632/month ($19,584/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81963617

Listing From:

Last updated: 2025-03-15T05:19:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$2,466 /mo
$3,951 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $358,281 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $358,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$541,714
Your Cash$358,281
Total Purchase Price:$899,995

Assumed vs Traditional Mortgage

Assumed @ 3%
$2,466/mo
Traditional @ 7.5%
$4,098/mo
You save $1,632/month ($19,584/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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