Laura Jewett

Laura Jewett

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$1,175,000

($478,688 down)
VA

45814 Ambara Court, Temecula, CA 92592

7
5
4,121 sqft
PITI Monthly
$4,679.06 /mo

Listing courtesy of: Carrie Caruthers, Redfin Corporation

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,155 /mo
$5,166 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE
COZY

VA Assumable Loan - Luxury Next-Gen Estate with Private Casita & Stunning Views! This gorgeous, upscale home is a rare gem, offering exceptional multi-generational living with a private Next-Gen suite (casita) that truly feels like its own home! With its own private entrance, this spacious 2-bedroom casita features a full bathroom, private laundry room, family room, kitchenette with a dining area, and full living space—perfect for extended family, guests, or even rental potential. Homes like this don’t come around often! The main home is just as breathtaking, featuring 5 bedrooms upstairs, including a luxurious primary suite and 4 spacious secondary bedrooms. One of the secondary bedrooms has its own private ensuite bathroom, making it a perfect guest suite or private retreat. The huge open-concept great room seamlessly connects the family room, dining area, and chef’s kitchen, creating the ultimate space for both entertaining and everyday living. The kitchen is a showstopper, boasting a massive granite island, custom cabinetry, stainless steel appliances, and elegant finishes. The expansive family room is flooded with natural light from large picture windows and features soaring ceilings and a cozy fireplace, making it warm and inviting. The primary suite is a true retreat, a spa-like ensuite with dual sinks, a soaking tub, and a separate shower. The additional secondary bedrooms are spacious and well-appointed, ensuring ample space for family, guests, or a home office. A large upstairs loft and convenient upstairs laundry room add even more functionality to this perfectly designed home. The pool-sized backyard is one of the largest premium lots in the community, offering endless possibilities for outdoor living. Imagine relaxing in your future backyard oasis while watching hot air balloons drift over Temecula Wine Country. Nestled in the prestigious Marbella at Terracina community, this home is located within the highly desirable Temecula Unified School District and offers easy access to the 15 Freeway—ideal for commuters. Just minutes from Great Oak High School, Birdsall Sports Park, Temecula Wine Country, Pechanga Casino, Old Town, and premier shopping and dining, this home has it all! With PAID-FOR SOLAR, high-end upgrades, and an ultra-private Next-Gen suite, this home is truly one of a kind. Don’t miss this opportunity—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$4,679.06/mo
Estimated Loan Balance
$699,327
Cash to close
$478,688
Interest Paid
$84,501

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 7
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan, AtticFan
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, ExcellentCondition, Privacy, Vinyl
Roof
  • Roof: FlatTile, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: FlatTile, Tile
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: TERRACINA COMMUNITY ASSOCIATION
  • HOA Amenities: Unknown
  • HOA Fee: $76
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $285.12
  • Tax Annual Amount: $14687.5
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $478,688 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $478,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$696,312
Your Cash$478,688
Total Purchase Price:$1,175,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,155/mo
Traditional @ 7.5%
$5,359/mo
You save $2,204/month ($26,444/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25040533

Listing From:

Last updated: 2025-03-14T17:48:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,155 /mo
$5,166 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $478,688 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $478,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$696,312
Your Cash$478,688
Total Purchase Price:$1,175,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,155/mo
Traditional @ 7.5%
$5,359/mo
You save $2,204/month ($26,444/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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