Laura Jewett

Laura Jewett

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$545,000

($91,928 down)
FHA

45640 Big Canyon Street, Indio, CA 92201

4
3
1,898 sqft
PITI Monthly
$2,554.11 /mo

Listing courtesy of: Chris Casas, Indian Springs Real Estate

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,047 /mo
$3,250 /mo

What's Special

SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
MASTER SUITE
PATIO
COMMUNITY POOL
CLUBHOUSE
FITNESS CENTER
GOLF COURSE COMMUNITY
EFFICIENT

OPEN HOUSE Saturday Jan 11th!LOW 3.25% FHA FINANCING AVAILABLE!Experience the good life in this 4-bedroom family home at Indian Springs Golf Club at Big Rock! This home is perfectly situated, just steps from the golf clubhouse and a short walk to Amelia Earhart Elementary, John Glenn Middle, and La Quinta High School. Plus, it's only a few blocks from town! Indian Springs is the only gated golf course community close to these excellent schools, Costco, Home Depot, movies, and all the fantastic shopping and dining on Highway 111 in La Quinta. This Venice plan features a private courtyard entrance with a low-maintenance yard, perfect for pets or family, and even includes a climbing wall for kids or strength training! Inside, you'll find an open and spacious great room with an efficient kitchen, complete with granite countertops and built-in appliances, offering easy access and views of the rear patio and yard. The home includes 4 bedrooms, one of which is a guest casita with a private bathroom and courtyard views. The master suite, located at the rear of the home, features a large sliding glass door with patio access and its own wall-mounted A/C unit for a cool breeze on warm nights. Residents enjoy low-cost HOA fees that cover fiber optic cable TV, internet, two community pools, spa, fitness centers, front yard maintenance, and two main entrances staffed 24/7. Be sure to view the VR tour!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,554.11/mo
Estimated Loan Balance
$454,840
Cash to close
$91,928
Interest Paid
$47,553

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GreatRoom, SeeThrough
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Indian Springs
  • Features: Golf, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Indian Springs
  • HOA Amenities: Unknown
  • HOA Fee: $387
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $287.14
  • Tax Annual Amount: $6812.5
  • On Market Date: 2024-08-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $91,928 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $91,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$453,072
Your Cash$91,928
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,047/mo
Traditional @ 7.5%
$3,371/mo
You save $1,324/month ($15,888/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219115573DA

Listing From:

Last updated: 2025-02-13T22:00:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,047 /mo
$3,250 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,928 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $91,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$453,072
Your Cash$91,928
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,047/mo
Traditional @ 7.5%
$3,371/mo
You save $1,324/month ($15,888/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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