Laura Jewett

Laura Jewett

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Closed

$359,900

($276,365 down)
FHA

45639 W GUILDER Avenue, Maricopa, AZ 85139

4
3
3,273 sqft
PITI Monthly
$1,438.37 /mo

Listing courtesy of: David Morgan, HomeSmart Premier

Assumed Rate

6.5%
7.15%

Principal & Interest

$902 /mo
$964 /mo

What's Special

WALK-IN CLOSET
COZY

3% SELLER CONCESSIONS AVAILABLE!! Welcome to this incredible two-story home in Maricopa Meadows! A 2-car garage, a mature landscape, & a cozy front porch are just the beginning. Discover an immaculate interior with new paint, and an impressive kitchen with new stainless appliances, maple cabinets, a walk-in pantry, and an island w/breakfast bar. Downstairs den and master bedroom, and the ensuite features dual sinks, separate tub/shower, & a walk-in closet. Upstairs, you'll find 3 more bedrooms, each with a walk-in closet, and a HUGE loft that could easily become the 5th and 6th bedrooms. Upstairs HVAC replaced 2018. Newer water heater, plus blinds and ceiling fans in every room. The backyard landscape has been meticulously maintained, showing how much the owners care about the property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
13 years, 3 months
Monthly PITI
$1,438.37/mo
Estimated Loan Balance
$100,088
Cash to close
$276,365
Interest Paid
$134,627

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: COURTLAND HOMES

Community & HOA

Community
  • Subdivision: MARICOPA MEADOWS
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Maricopa Meadows
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $109.96
  • Tax Annual Amount: $2680
  • On Market Date: 2024-08-08T20:15:54.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $276,365 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $276,365!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$83,535
Your Cash:$276,365
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$902/mo
Traditional @ 7.5%
$1,000/mo
You save $98/month ($1,174/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6741042

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-02T08:06:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$902 /mo
$964 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $276,365 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $276,365!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$83,535
Your Cash:$276,365
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$902/mo
Traditional @ 7.5%
$1,000/mo
You save $98/month ($1,174/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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