$450,000
($7,192 down)455 Ballantyne Street UNIT 20, El Cajon, CA 92020
PITI Monthly
Listing courtesy of: Edward Rivera, eXp Realty of Southern Calif.
Assumed Rate
6.93%
7.15%Principal & Interest
$2,933 /mo
$2,998 /moWhat's Special
Welcome to 445 Ballantyne St #20—a move-in ready 2-bedroom, 1.5-bath starter condo in a secure gated community in El Cajon. This well-kept unit features durable LVP flooring and a modern kitchen with granite countertops and stainless steel appliances. Enjoy your own private backyard patio, perfect for relaxing or entertaining. The community offers great amenities including a pool, hot tub, fitness center, and barbecue area, along with an assigned carport for convenient parking. Located just a short walk to Cajon Valley Middle School and El Cajon City Park, and only minutes from freeways, shopping, and restaurants—this home makes daily living easy and accessible. Plus, it’s VA approved, making it an excellent option for eligible buyers. Whether you’re a first-time buyer or looking to invest, this condo is a smart opportunity in a central El Cajon location.
Assumption Snapshot
Type of Loan
VA
Interest Rate
6.93
Remaining Loan Term
29 years, 9 months
Monthly PITI
$3,551.33/mo
Estimated Loan Balance
$443,921
Cash to close
$7,192
Interest Paid
$7,685
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Cooling & Heating
- Cooling: WallWindowUnits
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: No
- Garage Spaces: 0
- Carport: Yes
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: Community
Construction
Type & Style
- Stories: 2
- Home type: Condominium
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 1987
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Curbs, Pool
HOA
- Has HOA: Yes
- HOA Name: Madison Avenue HOA
- HOA Amenities: Unknown
- HOA Fee: $477
- HOA Frequency: $Monthly
Location
- Region: El Cajon
Financial Details
- Price per Sqft: $486.49
- Tax Annual Amount: $5625
- On Market Date: 2025-03-21T00:00:00.000Z
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You cover the entire equity of $7,192!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: PTP2502042
Listing From:
Last updated: 2025-03-21T12:44:58.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.93%
7.15%Principal & Interest
$2,933 /mo
$2,998 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $7,192!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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