Laura Jewett

Laura Jewett

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Pending

$675,000

($148,437 down)
VA

455 W 20th Street, Merced, CA 95340

4
4
3,792 sqft
PITI Monthly
$3,463.14 /mo

Listing courtesy of: Jennifer Tripp, BHGRE Everything Real Estate

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,477 /mo
$3,879 /mo

What's Special

DINING
SPACIOUS
MODERN
FIREPLACE
GAME ROOM
PATIO
BALCONY
HISTORIC
COZY

Back on the market with no fault of the seller. THE HISTORIC “MANSION HOUSE” IS FOR SALE! Shingle Style Victorian with Colonial Revival Details - Beautifully restored City Historic Landmark built in 1906. This grand and elegant 3879 SF home (after remodel in 1907), is a 4BR x 4Bath. Ascend the graceful Philippine mahogany staircase to the upper floor featuring a large primary suite with romantic bay window, fireplace and private balcony. 3 additional large bedrooms upstairs along with another full bath with a restored clawfoot tub and original honeycomb marble tile flooring. Office and fun game room are upstairs as well. Downstairs you'll find 2 more fireplaces, one with unique klinker brick and one with art nouveau tilework. Show stopping hand carved mantels, leaded glass windows, many crystal chandeliers, burled redwood detailed carvings, oversized pocket doors and box beamed ceilings. The formal dining room is spacious for large dinner parties or lovely tea parties. Elegant and airy chef's dream kitchen with commercial grade appliances and separate butler's pantry complete with 3 compartment dishwashing sink, dishwasher, mop sink, washer and dryer hookups and plenty of storage. Kitchen features exposed brick arches that were revealed during restoration, along with other Victorian details and modern upgrades. Lovely refinished wood flooring. Large corner lot with many outdoor spaces for entertaining including a large dining patio covered in lights that is magical in the evenings. Fun outdoor bar area with fireplace and space for cornhole/croquet, etc. 12 vehicle private parking lot plus plenty of street parking. Spacious but cozy covered porch perfect for rocking chairs. Raised garden beds to create a chef's garden. The home is an entertainer's paradise. Many opportunities as a live/work combination or just enjoy it as your own private home. The residence is Zoned and Permitted to be a Bed and Breakfast as well as an Outdoor Event Facility and is registered as “The Historic Mansion House” All permits and the fictitious name are sold with the property. As a bonus, the loan can be assumable at 2.625%!!! Call to schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 6 months
Monthly PITI
$3,463.14/mo
Estimated Loan Balance
$541,415
Cash to close
$148,437
Interest Paid
$78,390

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Victorian
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1906
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $178.01
  • Tax Annual Amount: $8437.5
  • On Market Date: 2024-09-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,437 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $148,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$526,563
Your Cash$148,437
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,477/mo
Traditional @ 7.5%
$4,024/mo
You save $1,546/month ($18,554/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24168391

Listing From:

Last updated: 2025-03-16T18:34:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,477 /mo
$3,879 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,437 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $148,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$526,563
Your Cash$148,437
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,477/mo
Traditional @ 7.5%
$4,024/mo
You save $1,546/month ($18,554/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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