Laura Jewett

Laura Jewett

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$539,900

($299,376 down)
FHA

45539 W LONG Way, Maricopa, AZ 85139

5
3
2,986 sqft
PITI Monthly
$1,646.25 /mo

Listing courtesy of: Katie Lambert, eXp Realty

Assumed Rate

2.6%
7.15%

Principal & Interest

$1,081 /mo
$1,824 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
HOME OFFICE
PATIO
PRIVATE BACKYARD
PLAYGROUND

Welcome to this exceptional 5-bedroom, 3-bathroom home in the highly desirable Maricopa Meadows community! Packed with upgrades, modern charm, and a backyard oasis, this property is a true gem and an entertainer's dream. From the moment you arrive, the large covered front patio invites you to sit back and enjoy the peaceful surroundings. Step inside to discover a thoughtfully designed interior featuring new carpet, new interior paint throughout, and tile flooring on the main level. The upgraded wooden bannister adds a touch of elegance, while vaulted ceilings and plenty of natural light create a bright and airy ambiance. The heart of the home is the chef's kitchen, complete with granite countertops, a kitchen island, cabinets with crown molding, a new backsplash, and a deep pantry that wraps under the staircase for ample storage. Stainless steel appliances, including a microwave that stays with the home, complete this culinary haven. Adjacent to the kitchen, the large formal living and dining rooms provide the perfect space for hosting gatherings. The large laundry with storage is also on the main level as well as a bedroom and a full bathroom, offering added convenience for guests. Upstairs, you'll find a spacious loft with a homework area, perfect for kids or a home office, as well as generously sized bedrooms with new ceiling fans and lights. The primary suite is a true retreat, featuring double sinks, an extra-large walk-in closet, and a deep soaking tub for ultimate relaxation. Step outside to your private backyard paradise! The 7-foot-deep pool with a grotto, slide, and large Baja step is perfect for cooling off on hot summer days. The fire pit, artificial grass, and low-maintenance landscaping make this space ideal for entertaining or unwinding after a long day. Additional features include newer AC units, updated fixtures in the bathrooms, a large laundry room, and a 2-car garage. Window treatments throughout the home provide added privacy and style. Beyond the home, enjoy the community's amenities, including a lake, picnic areas, a playground, and green belts. Plus, you're just minutes from up-and-coming shopping and dining options, with a new Lowe's, grocery store, restaurants, and an ER hospital all within 2 miles. Schools are conveniently located nearby, making this home perfect for families. With its unbeatable location, countless upgrades, and resort-style backyard, this home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.6
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,646.25/mo
Estimated Loan Balance
$315,187
Cash to close
$299,376
Interest Paid
$31,041

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: MARICOPA MEADOWS PARCEL 17
  • Features: Lake, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Maricopa Meadows HOA
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $180.81
  • Tax Annual Amount: $2488
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $299,376 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $299,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.6% Sellers Rate
$240,524
Your Cash:$299,376
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 2.6%
$1,081/mo
Traditional @ 7.5%
$1,892/mo
You save $811/month ($9,729/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838571

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T01:34:01.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.6%
7.15%

Principal & Interest

$1,081 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $299,376 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $299,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.6% Sellers Rate
$240,524
Your Cash:$299,376
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 2.6%
$1,081/mo
Traditional @ 7.5%
$1,892/mo
You save $811/month ($9,729/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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