Laura Jewett

Laura Jewett

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$559,900

($38,378 down)
FHA

4548 River Highlands Loop, Elizabeth, CO 80107

3
3
1,937 sqft
PITI Monthly
$3,906.21 /mo

Listing courtesy of: Kelly Gibbs, Keller Williams Action Realty LLC

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,972 /mo
$3,647 /mo

What's Special

LOCATION
MODERN

This Spring Valley Ranch home, built in 2022, offers modern living with three bedrooms and two and a half bathrooms. Constructed with durable Hardie board siding, it boasts a desirable location backing to open space, providing privacy and scenic views. Additionally, the property features an unfinished walkout basement, offering potential for future expansion and customization, and is equipped with smart features throughout for enhanced convenience and efficiency. This home presents a unique opportunity with an FHA assumable loan, making it potentially more accessible for qualified buyers seeking a newer, technologically advanced home in a sought-after community. Landscaping is already completed, allowing for cost savings over a new build!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,906.21/mo
Estimated Loan Balance
$522,222
Cash to close
$38,378
Interest Paid
$69,246

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Cement Siding, Frame, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Cement Siding, Frame, Stone
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Century Communities

Community & HOA

Community
  • Subdivision: Spring Valley Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Hg Management
  • HOA Amenities: Unknown
  • HOA Fee: $28
  • HOA Frequency: $Monthly
Location
  • Region: Elizabeth

Financial Details

  • Price per Sqft: $289.06
  • Tax Annual Amount: $4620
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,378 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $38,378!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$521,522
Your Cash$38,378
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,972/mo
Traditional @ 7.5%
$3,783/mo
You save $811/month ($9,736/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5760575

Listing From: recolorado

Last updated: 2025-03-31T22:43:27.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,972 /mo
$3,647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,378 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $38,378!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$521,522
Your Cash$38,378
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,972/mo
Traditional @ 7.5%
$3,783/mo
You save $811/month ($9,736/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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