Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$618,000

($283,984 down)
FHA

4546 Toyon Road, Riverside, CA 92504

3
2
1,232 sqft
PITI Monthly
$2,615.21 /mo

Listing courtesy of: Donna Marie Ramirez, RE/MAX New Dimension

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,547 /mo
$2,454 /mo

What's Special

REMODELED
SHOPPING
CHARMING

This charming single-story home has three bedrooms and two bathrooms including a primary bedroom with its own remodeled full bathroom. Lots of upgrades starting with the kitchen, lots of cabinets and a new butcher block countertop. New Flooring throughout the house and 2nd Bath remodeled. This 1232 sqft home is centrally located and situated on a treelined street in the heart of Riverside, near freeways, shopping centers, schools, parks, restaurants and more. New Roof 2024. Great backyard ready for entertaining for family and friends. Large Driveway and RV access. Come check out your New Home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,615.21/mo
Estimated Loan Balance
$406,621
Cash to close
$283,984
Interest Paid
$42,054

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: AverageCondition, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Drywall
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $501.62
  • Tax Annual Amount: $7725
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,984 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $283,984!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$334,016
Your Cash$283,984
Total Purchase Price:$618,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,547/mo
Traditional @ 7.5%
$2,545/mo
You save $998/month ($11,974/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25012912

Listing From:

Last updated: 2025-03-20T19:25:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,547 /mo
$2,454 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,984 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $283,984!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$334,016
Your Cash$283,984
Total Purchase Price:$618,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,547/mo
Traditional @ 7.5%
$2,545/mo
You save $998/month ($11,974/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.