Laura Jewett

Laura Jewett

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Closed

$375,000

($340,664 down)
FHA

45417 W MIRAFLORES Street, Maricopa, AZ 85139

4
3
2,593 sqft
PITI Monthly
$1,113.23 /mo

Listing courtesy of: Brooke Watton, W and Partners, LLC

Assumed Rate

4.89%
7.15%

Principal & Interest

$628 /mo
$800 /mo

What's Special

GRANITE COUNTERTOPS
PATIO
CHARMING

Welcome to this charming home! Priced to sell, this stunning 4-bed, 3-bath two-story home boasts a 3-car tandem garage and bonus office space. Step inside to discover elegant upgrades including crown molding, custom mahogany and oak accents, and granite countertops. Recent enhancements feature new interior paint, epoxy-coated garage and patio floors, a WiFi-enabled garage door opener, and a stainless steel refrigerator. Enjoy custom LED lighting, a pre-wired room for surround sound, with additional upgrades such as a water heater replaced in 2023 and both AC units replaced in 2022. Whether you're an investor looking for an incredible LTR opportunity or a homeowner looking for a gorgeous home to set down roots, don't miss out on this remarkable opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.89
Remaining Loan Term
15 years, 3 months
Monthly PITI
$1,113.23/mo
Estimated Loan Balance
$95,793
Cash to close
$340,664
Interest Paid
$73,546

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Brick Veneer, Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Brick Veneer, Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: ACACIA CROSSINGS PARCEL 6
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Acacia Crossings
  • HOA Amenities: Unknown
  • HOA Fee: $64.73
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $144.62
  • Tax Annual Amount: $3020
  • On Market Date: 2024-07-04T07:37:38.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $340,664 (91%)
You can enter any amount below - secondary financing will cover the difference if needed.
91%
$

You cover the entire equity of $340,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.89% Sellers Rate
$34,336
Your Cash:$340,664
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 4.89%
$628/mo
Traditional @ 7.5%
$830/mo
You save $202/month ($2,422/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6712432

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-19T21:30:26.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.89%
7.15%

Principal & Interest

$628 /mo
$800 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $340,664 (91%)
You can enter any amount below - secondary financing will cover the difference if needed.
91%
$

You cover the entire equity of $340,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.89% Sellers Rate
$34,336
Your Cash:$340,664
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 4.89%
$628/mo
Traditional @ 7.5%
$830/mo
You save $202/month ($2,422/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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