Laura Jewett

Laura Jewett

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Pending

$775,000

($612,079 down)
FHA

4532 Morning Dove Way, Oceanside, CA 92057

3
3
1,436 sqft
PITI Monthly
$2,230.09 /mo

Listing courtesy of: Joseph Arendsen, Compass

Assumed Rate

3.55%
7.15%

Principal & Interest

$1,043 /mo
$1,559 /mo

What's Special

SHOPPING
DINING
MOVE-IN READY

This well-located, detached home offers an ideal blend of comfort and convenience. Move-in ready, it features brand new paint and carpeting, creating a fresh and inviting atmosphere. Situated on a corner lot, this property boasts one of the community's larger backyards and enjoys the added privacy of having no rear neighbors. Benefit from a low HOA, HVAC, an oversized two-car garage, and a whole-home water softener, providing exceptional value. Conveniently located near shopping, dining, schools, and just a short drive to the beach, this home is perfect for embracing coastal living and family fun!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.55
Remaining Loan Term
17 years, 5 months
Monthly PITI
$2,230.09/mo
Estimated Loan Balance
$165,700
Cash to close
$612,079
Interest Paid
$89,040

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: LapSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • LapSiding
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Mission Garden
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $539.69
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $612,079 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $612,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.55% Sellers Rate
$162,921
Your Cash:$612,079
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.55%
$1,043/mo
Traditional @ 7.5%
$1,617/mo
You save $574/month ($6,888/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021737SD

Listing From:

Last updated: 2025-03-27T17:55:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.55%
7.15%

Principal & Interest

$1,043 /mo
$1,559 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $612,079 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $612,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.55% Sellers Rate
$162,921
Your Cash:$612,079
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.55%
$1,043/mo
Traditional @ 7.5%
$1,617/mo
You save $574/month ($6,888/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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