Laura Jewett

Laura Jewett

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Closed

$435,000

($54,769 down)
FHA

45324 Raysack Avenue, Lancaster, CA 93535

4
2
1,204 sqft
PITI Monthly
$2,636.09 /mo

Listing courtesy of: Homero Estrada, RPM Executives

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,208 /mo
$2,653 /mo

What's Special

REMODELED
SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES

Welcome to 45324 Raysack Ave in Lancaster—your dream home awaits! This exquisite property boasts 4 spacious bedrooms and 2 full bathrooms, offering ample space for family and guests. Completely remodeled in 2022, every inch of this home has been thoughtfully designed for modern living. Step inside and be captivated by the bright, open layout featuring brand-new flooring throughout. The heart of the home, the kitchen, is a chef's paradise with sleek stainless steel appliances and luxurious Quartz countertops, perfect for entertaining or family gatherings. Both bathrooms have been tastefully updated, showcasing contemporary fixtures and finishes. Enjoy the comfort of a brand-new air conditioning system that keeps you cool year-round. Outside, a newly constructed block wall enhances your privacy, creating a serene oasis to relax and unwind. With every detail meticulously crafted and no expense spared, this home is the perfect blend of style and functionality. If you're ready to start a new chapter in a truly exceptional home, your search ends here! Don't miss out on this incredible opportunity—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,636.09/mo
Estimated Loan Balance
$385,518
Cash to close
$54,769
Interest Paid
$53,933

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Urban
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $361.3
  • Tax Annual Amount: $
  • On Market Date: 2024-11-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,769 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $54,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$380,231
Your Cash$54,769
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,208/mo
Traditional @ 7.5%
$2,752/mo
You save $544/month ($6,524/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24224748

Listing From:

Last updated: 2025-01-14T01:01:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,208 /mo
$2,653 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,769 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $54,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$380,231
Your Cash$54,769
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,208/mo
Traditional @ 7.5%
$2,752/mo
You save $544/month ($6,524/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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