Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$360,000

($61,542 down)
FHA

45314 11th Street W, Lancaster, CA 93534

3
1
1,010 sqft
PITI Monthly
$1,921.94 /mo

Listing courtesy of: Darla Nino, Coast Funding Group, Inc.

Assumed Rate

3.39%
7.15%

Principal & Interest

$1,178 /mo
$1,956 /mo

What's Special

INVESTORS
SPACIOUS
MOTIVATED SELLER

Fixer-Upper with Huge Potential – Must Sell! Bring All Offers! Opportunity knocks at 45314 11th St W, Lancaster! This 3-bedroom, 1-bath home offers 1,010 sq. ft. of living space on a 6,655 sq. ft. lot, featuring an attached 2-car garage. While the home needs TLC, key updates have already been made, including a kitchen remodel within the past 5 years and new flooring installed just 2 years ago. With solid bones and a functional layout, this home is perfect for investors, flippers, or buyers looking to add their personal touch. The spacious backyard offers endless possibilities. Motivated Seller – Bring All Offers! This is your chance to turn a diamond in the rough into a true gem. Contact us today to schedule a showing!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.39
Remaining Loan Term
37 years, 2 months
Monthly PITI
$1,921.94/mo
Estimated Loan Balance
$292,701
Cash to close
$61,542
Interest Paid
$29,211

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • Stucco, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $356.44
  • Tax Annual Amount: $4500
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,542 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $61,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.39% Sellers Rate
$298,458
Your Cash$61,542
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.39%
$1,178/mo
Traditional @ 7.5%
$2,040/mo
You save $862/month ($10,345/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25052541

Listing From:

Last updated: 2025-03-11T13:41:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.39%
7.15%

Principal & Interest

$1,178 /mo
$1,956 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,542 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $61,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.39% Sellers Rate
$298,458
Your Cash$61,542
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.39%
$1,178/mo
Traditional @ 7.5%
$2,040/mo
You save $862/month ($10,345/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.