Laura Jewett

Laura Jewett

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Under Contract

$379,900

($193,789 down)
VA

4528 W VALENCIA Drive, Laveen, AZ 85339

3
2
1,388 sqft
PITI Monthly
$1,146.45 /mo

Listing courtesy of: Dustin R. Reed, EPIC Home Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$851 /mo
$1,351 /mo

What's Special

REMODELED
LOCATION
GATED COMMUNITY
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
COMMUNITY POOL

Welcome home to this exquisite 3-bedroom, 2-bathroom townhome villa built by Creative Communities. This Mediterranean-style residence stands out as one of the finest in the gated community, boasting a prime corner lot location adjacent to the community pool, community center, and golf putting greens. The pride of ownership is evident throughout. Enter through a private front courtyard, complete with an outdoor gas fireplace and ample space for entertaining. Inside, the spacious living area features large double doors that open to the courtyard, creating a seamless indoor-outdoor flow. The beautiful kitchen, equipped with granite counters and stainless steel appliances, overlooks the lush backyard and offers a large dining area perfect for both intimate meals and entertaining guests. The thoughtful split floor plan provides privacy and comfort. Two spare bedrooms and a full bath are situated on one side, while the large master suite boasts a walk-in closet, a generously sized bathroom and gas fireplace. Beautiful wood plank flooring, remodeled baths, and an overall excellent floor plan flow complete this exceptional home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,146.45/mo
Estimated Loan Balance
$222,028
Cash to close
$193,789
Interest Paid
$19,768

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: CREATIVE COMMUNITIES

Community & HOA

Community
  • Subdivision: CHEATHAM FARMS DEVELOPMENT UNIT G
  • Features: Gated, Community Spa, Community Pool, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Cheatham Farms
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Monthly
Location
  • Region: Laveen

Financial Details

  • Price per Sqft: $273.7
  • Tax Annual Amount: $1748
  • On Market Date: 2025-02-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $193,789 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $193,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$186,111
Your Cash:$193,789
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$851/mo
Traditional @ 7.5%
$1,401/mo
You save $550/month ($6,605/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6825449

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-23T07:24:54.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$851 /mo
$1,351 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,789 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $193,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$186,111
Your Cash:$193,789
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$851/mo
Traditional @ 7.5%
$1,401/mo
You save $550/month ($6,605/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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